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loanDepot, Inc. (LDI)

NYSE: LDI · Finance Services · Irvine, CA · filing with the SEC since 2020
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Grade4.7
◀ Past 4.3● Present 4.9▶ Future 4.9
1 est.
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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019
Report filedMar 12, 2026Mar 13, 2025Mar 15, 2024Mar 16, 2023Mar 18, 2022Mar 16, 2021·
Revenue1,189,7411,060,235974,0221,255,7963,724,7044,312,1741,337,131
For lenders
Interest expense on deposits and borrowings148,525147,328130,145150,897···
Net interest income10,275-8433,11849,30744,02111,436-2,775
Provision for credit losses8,734-6,3488,179136,9937,18525,9738,673
General and administrative177,084204,231212,732265,680214,965171,712100,493
Total costs and expenses1,310,2721,303,0841,252,3301,945,7733,058,1872,296,8161,304,460
Interest expense175,213188,550174,103124,060218,457131,443130,344
Income before income taxes-120,531-242,849-278,308-689,977666,5172,015,35832,671
Income tax expense-13,001-40,698-42,796-79,59243,3712,248-1,749
Net income including non-controlling interests-107,530-202,151-235,512-610,385623,1462,013,11034,420
Net income to non-controlling interests-44,884-103,820-125,370-337,365509,6222,013,11034,420
Net income-62,646-98,331-110,142-273,020113,52400
Earnings per share, basic···-1.750.87··
Earnings per share, diluted···-1.750.87··
Weighted average shares, basic··174,906,063156,030,350129,998,894··
Weighted average shares, diluted·185,641,675174,906,063156,030,350129,998,894··
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenuesNetOfInterestExpense
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses
Interest expense what its borrowing costus-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton LDI · research, not advice