Lake Shore Bancorp, Inc. (LSBK)
Nasdaq: LSBK · Savings Institution, Federally Chartered · Dunkirk, NY · filing with the SEC since 2025
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 |
|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 |
| Report filed | Mar 17, 2026 | · |
| For lenders | ||
| Interest and dividend income | 36,283 | 34,804 |
| Interest expense on deposits and borrowings | 11,718 | 13,741 |
| Net interest income | 24,565 | 21,063 |
| Provision for credit losses | -180 | -1,479 |
| Net interest income after provision | 24,745 | 22,542 |
| Noninterest income | 3,273 | 3,304 |
| Noninterest expense | 19,266 | 19,980 |
| Income before income taxes | 8,752 | 5,866 |
| Income tax expense | 1,483 | 935 |
| Net income | 7,269 | 4,931 |
| Earnings per share, basic | 0.97 | 0.65 |
| Earnings per share, diluted | 0.97 | 0.65 |
| Weighted average shares, basic | 7,510,235 | 7,617,009 |
| Weighted average shares, diluted | 7,519,415 | 7,617,009 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding