Company Analysis

LTC Properties, Inc. (LTC)

NYSE: LTC · Real Estate Investment Trusts · Westlake Village, CA · filing with the SEC since 1994
Grade6.2
◀ Past 6.1● Present 5.8▶ Future 7.0

The grade of LTC Properties, Inc.

Nine metrics read from its own filings, by tense
Headline grade
6.2/10
◀ Past6.125% of the headline
● Present5.845% of the headline
▶ Future7.030% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.1/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.0/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 70th percentile among 174 sector filers · read for itself

From the record

LTC Properties, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.5/10

What has it actually done, year after year?

+5.6% a year over 10 filed years; profitable in 10 of 10.

weight 33% of this tense · 55th percentile among 156 sector filers · read for its customers

From the record

LTC Properties, Inc.'s 10 filed years say what it did: revenue went from $162 million in fiscal 2016 to $263 million in fiscal 2025, up 5.6% a year; it rose in 7 of 9 years; the deepest fall was 16% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span5.6%bottom 44% of its family
  • the share of years revenue rosetop 49% of its family
  • the share of filed years with a profittop 20% of its family
  • the deepest fall from a revenue peak16.2%bottom 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.1/10

How has it treated the people who own it?

Share count grew 5.1% a year. 83% of cash flow returned. Insiders: 1 sales, 11 purchases.

weight 22% of this tense · 51st percentile among 156 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, LTC Properties, Inc.'s diluted share count grew about 5.1% a year, and dividends and buybacks returned about 83% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 11 purchases of their own stock on the open market in the year to 2026-09-30, buying about $1 million (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 31% of its family
  • cash returned against operating cash flowtop 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.8/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
6.3/10

Is it financially healthy right now?

ROE 10%: 10¢ of profit per shareholder dollar. Leverage 44%: owes 44¢ per asset dollar.

weight 45% of this tense · 63rd percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, LTC Properties, Inc. earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 44 cents per dollar of assets, and net share issuance: its share count grew 5.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 18% of its family
  • return on equitytop 22% of its family
  • the share count against the year beforebottom 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.6/10

How strong is its position in its industry?

top 34% of 157 in its family; net margin 44.9%.

weight 33% of this tense · 66th percentile among 157 sector filers · read for its customers

From the record

LTC Properties, Inc.'s standing among 157 graded names in its industry family: revenue of $263 million in fiscal 2025 ranks in the bottom 29% by size; a net margin of 44.9% ranks in the top 12%; revenue growth of 14.5% a year over the last 3 filed years ranks in the top 18% (its annual reports).

What it rests on

  • revenue against the family$263Mbottom 29% of its family
  • net margin44.9%top 12% of its family
  • three-year revenue growth14.5%top 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
3.7/10

What are the people in charge doing?

bottom 37% of 160 in its family for leadership; chief executive since 2025.

weight 22% of this tense · 37th percentile among 160 sector filers · read for its shareholders

From the record

LTC Properties, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Malin, Clint B (CO-PRESIDENT & CO-CEO, as filed), filing under that title since 2025-02-12, 1.7 years (bottom 13% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 5.6 years (bottom 20%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (top 21%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge2 in three years among 11 peopletop 21% of its family
  • the median years the people in charge have filed5.6 yearsbottom 20% of its family
  • the chief executive's years on the record1.7 yearsbottom 13% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

7.0/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.5/10

How much room does it have to grow?

top 44% of 146 in its family for room to expand.

weight 22% of this tense · 56th percentile among 146 sector filers · read for itself

From the record

LTC Properties, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $14 million against debt of $842 million leaves -40.1% of its assets as net cash, bottom 38% of its family; cash from operations less capital spending is 51.7% of revenue (top 27%) (its annual report).

What it rests on

  • cash less debt against assets-40.1%bottom 38% of its family
  • cash from operations less capital spending against revenue51.7%top 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
9.1/10

What could actually drive growth from here?

top 9% of 153 in its family for growth drivers.

weight 33% of this tense · 91st percentile among 153 sector filers · read for its customers

From the record

LTC Properties, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 14.5% a year over the last three filed years against 5.6% over all 10, speeding up (top 11% of its family); the newest year grew 25.3% (top 6%) (its annual reports). LTC Properties, Inc. reported 2 lines of business in fiscal 2025: Real Estate Investments Portfolio at $189 million, Seniors Housing Operating Portfolio at $72 million. Their growth is not matched year over year yet, and the largest line is 72% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+8.9 points a yeartop 11% of its family
  • the newest year's revenue growth25.3%top 6% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
6.0/10

Did its newest year beat what its own record pointed to?

top 39% of 150 in its family for expectations against reality.

weight 45% of this tense · 61st percentile among 150 sector filers · read for its shareholders

From the record

LTC Properties, Inc.'s newest year against its own record: revenue of $263 million in fiscal 2025 came in 14.4% above the $230 million its prior three years' pace pointed to (top 10% of its family); net income of $118 million against a prior three-year average of $94 million (top 40%); a net margin of 44.9% against 48.7% before (bottom 32%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace14.4%top 10% of its family
  • net income against the prior three years' average+26%top 40% of its family
  • net margin against its prior average-3.8 pointsbottom 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton LTC · research, not advice