Company Analysis

Lufax Holding Ltd. (LU)

NYSE: LU · Finance Services · Shanghai · filing with the SEC since 2020
Grade4.9
◀ Past 6.0● Present 4.6▶ Future 3.3
1 est.

Income statement, as filed

In thousands of Chinese yuan (CNY), as filed; per-share figures in Chinese yuan; share counts. The fiscal year ends in December.

The Form 20-F filed Apr 30, 2026 for the period ended Dec 31, 2025 is not in EDGAR's company facts yet; its figures here are that filing's own, read from the SEC's financial statement data sets.

Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018
Report filedApr 30, 2026Feb 17, 2026Apr 23, 2024Apr 7, 2023May 2, 2022Mar 11, 2021··
Revenue5,588,1078,161,02215,318,744r29,214,613r38,294,31741,221,84241,929,07732,221,439
For lenders
Net interest income13,194,38012,311,32813,112,128r18,681,936r14,174,2317,750,4603,909,1965,894,481
Sales and marketing4,035,6255,406,3719,888,675r15,764,682r17,993,07217,813,55714,931,09610,766,966
General and administrative1,922,4842,023,6502,350,043r2,885,022r3,559,3232,975,5442,853,0492,796,098
Finance costs258,33884,819349,240r1,172,782r995,5152,865,6541,519,907900,263
Interest income·1,029,9341,415,232r1,308,277r820,843364,385463,396193,446
Share of profit of equity-method investments0-691-5,416-218-31,14314,83772,80745,763
Other gains and losses-74,130-252,639212,958r5,402r499,379384,270325,114-419,637
Income before income taxes-577,746-2,078,6851,588,465r12,045,862r23,400,17817,909,50519,433,84118,649,260
Income tax expense1,133,865r1,524,830635,367r4,187,776r6,691,1185,633,2656,116,6975,073,326
Net income-1,711,611-3,603,515953,098r7,858,086r16,709,06012,276,24013,317,14413,575,934
Net income to non-controlling interests386,067267,105143,474r80,750r-95,320-77,874-15,287-43,994
Net income to shareholders-2,097,678-3,870,620809,624r7,777,336r16,804,38012,354,11413,332,43113,619,928
Earnings per share, basic··0.716.79·11.1912.2712.65
Earnings per share, diluted··0.716.78·11.1012.2712.65
Weighted average shares, basic·1,395,149,0001,146,175,0001,145,050,0001,181,850,000r1,104,155,000r1,086,698,914,0001,076,869,344,000
Weighted average shares, diluted·1,395,149,0001,147,162,0001,147,368,0001,359,752,000r1,126,029,000r1,086,698,914b1,076,869,344b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldifrs-full:Revenue
Net interest income interest earned less interest paidifrs-full:InterestRevenueExpense
Sales and marketing the cost of finding and serving customersifrs-full:SalesAndMarketingExpense
General and administrative the cost of running the company itselfifrs-full:GeneralAndAdministrativeExpense
Finance costs what its borrowing costifrs-full:FinanceCosts
Interest income what its cash and investments earnedifrs-full:RevenueFromInterest
Share of profit of equity-method investments its share of companies it partly ownsifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
Other gains and losses gains and costs outside the businessifrs-full:OtherGainsLosses
Income before income taxes profit before taxifrs-full:ProfitLossBeforeTax
Income tax expense tax charged on the period's profitifrs-full:IncomeTaxExpenseContinuingOperations
Net income the whole group's profit, minority holders' share includedifrs-full:ProfitLoss
Net income to non-controlling interests the share that belongs to minority holdersifrs-full:ProfitLossAttributableToNoncontrollingInterests
Net income to shareholders the profit or loss that belongs to the company's shareholdersifrs-full:ProfitLossAttributableToOwnersOfParent
Earnings per share, basic net income per share outstandingifrs-full:BasicEarningsLossPerShare
Earnings per share, diluted net income per share, counting every share that could be issuedifrs-full:DilutedEarningsLossPerShare
Weighted average shares, basic the average count of shares outstandingifrs-full:WeightedAverageShares
Weighted average shares, diluted the average count with every share that could be issuedifrs-full:AdjustedWeightedAverageShares
SI Assistanton LU · research, not advice