Magyar Bancorp, Inc. (MGYR)

Nasdaq: MGYR · Savings Institution, Federally Chartered · New Brunswick, NJ · filing with the SEC since 2005

Grade6.1

◀ Past 6.2● Present 6.8▶ Future 4.9

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in September.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019	Sep 30, 2018	Sep 30, 2017	Sep 30, 2016
Report filed	Dec 19, 2025	Dec 19, 2024	Dec 15, 2023	Dec 22, 2022	Dec 20, 2021	Dec 18, 2020	Dec 19, 2019	Dec 20, 2018	Dec 21, 2017	·
For lenders
Interest and dividend income	54,706	48,571	38,068	29,503	28,528	26,927	27,103	24,350	21,978	20,451
Interest expense on deposits and borrowings	22,810	20,597	10,334	·	·	·	·	·	·	·
Net interest income	31,896	27,974	27,734	27,019	25,587	21,414	20,393	19,701	18,205	16,919
Provision for credit losses	402	90	381	304	1,629	1,666	668	997	1,343	1,366
Net interest income after provision	31,494	27,884	27,353	26,715	23,958	19,748	19,725	18,704	16,862	15,553
Noninterest income	·	·	2,682	2,715	3,409	1,716	2,136	2,121	1,999	2,145
Noninterest expense	·	·	19,294	18,261	18,642	18,353	17,600	17,324	16,444	15,943
For insurers
Total benefits, losses and expenses	·	11,823	11,134	10,484	·	·	·	·	·	·
Interest expense	·	·	10,334	2,484	2,941	5,513	6,710	4,649	3,773	3,532
Other income (expense), net	·	-20,397	-19,294	·	·	·	·	·	·	·
Total non-operating income (expense)	-21,398	-20,397	·	·	·	·	·	·	·	·
Income before income taxes	13,809	11,100	10,741	11,169	8,725	3,111	4,261	3,501	2,417	1,755
Income tax expense	4,049	3,317	3,032	3,250	2,605	921	1,265	1,471	994	664
Net income including non-controlling interests	·	·	·	·	6,120	2,190	2,996	2,030	1,423	1,091
Net income	9,760	7,783	7,709	7,919	6,120	·	·	·	·	·
Net income to common shareholders	·	·	·	7,919	6,120	·	·	2,030	1,423	1,091
Earnings per share, basic	1.57	1.23	1.20	1.17	1.01	·	·	0.35	0.24	0.19
Earnings per share, diluted	1.56	1.23	1.20	1.17	1.01	·	·	0.35	0.24	0.19
Earnings per share, basic and diluted	·	·	·	·	1.01	0.31^r	0.51	0.35	0.24	0.19
Weighted average shares, basic	6,221,921	6,341,610	6,424,796	6,781,659	6,037,499	·	·	5,820,746	5,820,746	5,820,563
Weighted average shares, diluted	6,239,678	6,341,610	6,424,796	6,781,659	6,037,499	·	·	5,820,746	5,820,746	5,820,563
Weighted average shares, basic and diluted	·	·	·	·	6,037,499	7,104,889^r	5,820,746	5,820,746	5,820,746	·

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense

Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton MGYR · research, not advice