MainStreet Bancshares, Inc. (MNSB)

Nasdaq: MNSB · State Commercial Banks · Fairfax, VA · filing with the SEC since 2017

Grade3.4

◀ Past 3.4● Present 3.3▶ Future 3.6

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Report filed	Mar 13, 2026	Mar 14, 2025	Mar 20, 2024	Mar 23, 2023	Mar 23, 2022	Mar 23, 2021	Mar 23, 2020	·
Revenue	2,184,000	1,996,000	2,149,000	2,420,000	2,426,000	·	·	·
For lenders
Interest and dividend income	131,588,000	134,615,000	124,421,000^r	84,018,000^r	64,199,000	62,072,000	58,813,000	43,835,000
Interest and investment income	7,377,000	9,438,000	7,939,000	4,973,000	·	·	·	·
Interest expense on deposits and borrowings	62,043,000	72,041,000	47,679,000	13,369,000	·	·	·	·
Net interest income	69,545,000	62,574,000	76,742,000^r	70,649,000^r	53,536,000	45,977,000	39,436,000	31,169,000
Provision for credit losses	-70,000	6,763,000	1,642,000	2,398,000	1,175,000	-3,610,000	-1,618,000	-3,126,000
Net interest income after provision	69,615,000	55,811,000	75,100,000^r	68,251,000^r	54,711,000	42,367,000	37,818,000	28,043,000
Noninterest income	4,027,000	3,252,000	3,340,000^r	4,661,000^r	6,110,000	7,451,000	4,862,000	3,239,000
Noninterest expense	54,551,000	72,967,000	45,616,000^r	39,524,000^r	32,865,000	30,258,000	25,376,000	19,979,000
Gross profit	73,572,000	65,826,000	80,082,000	75,310,000	·	·	·	·
Selling, general and administrative	996,000	929,000	922,000	872,000	685,000	674,000	731,000	576,000
Interest expense	·	·	48,176,000	13,836,000	10,663,000	16,095,000	19,377,000	12,666,000
Income before income taxes	19,091,000	-13,904,000	32,824,000	33,388,000	27,956,000	19,560,000	17,304,000	11,303,000
Income tax expense	3,478,000	-3,924,000	6,239,000	6,714,000	5,785,000	3,843,000	3,354,000	2,094,000
Net income including non-controlling interests	·	·	·	·	22,171,000	15,717,000	13,950,000	9,209,000
Net income	15,613,000	-9,980,000	26,585,000	26,674,000	22,171,000	15,717,000	13,950,000	9,209,000
Preferred dividends	2,156,000	2,156,000	2,156,000	2,156,000	2,156,000	·	·	·
Net income to common shareholders	13,457,000	-12,136,000	24,429,000	24,518,000	20,015,000	15,082,000	13,950,000	·
Earnings per share, basic	1.76	-1.60	3.25	3.26	2.65	1.85	1.69	1.38
Earnings per share, diluted	1.76	-1.60	3.25	3.26	2.65	1.85	1.69	1.38
Earnings per share, basic and diluted	·	·	·	·	2.65	1.85	1.69	1.38
Weighted average shares, basic	7,652,504	7,606,391	7,522,913	7,529,382	7,559,310	·	·	·
Weighted average shares, basic and diluted	·	·	·	·	7,559,310	8,131,334	8,251,302	6,652,979

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterestAndDividend

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Gross profit revenue less the cost of what it soldus-gaap:GrossProfit

Selling, general and administrative the cost of selling and of running the companyus-gaap:SellingGeneralAndAdministrativeExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton MNSB · research, not advice