Patents
US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026
15 patents granted to the 2 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Marqeta, Inc.’s names, not what it holds today.
Patents granted
15
15 utility, 1976 to Dec 31, 2025
Granted in 2025
5
Against 2 in 2024 and 4 in 2023
Applications published
24
3 of them in 2025
Names they are printed under
2
its own name
By yearGrantedApplications published
'12'17'18'19'21'22'23'24'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
IT methods for management9
Computer technology2
Digital communication1
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name2 counted
Marqeta, Inc. its own name
named as the applicant on its applications, in US
23 publishedMarqeta, Inc. its own name
US, as the owner printed on each patent
1 published
Newest grantseach row opens the USPTO’s own copy
| Granted | Patent | Title | Field | Owner as printed |
|---|
| Nov 18, 2025 | 12,475,460 | Managing cryptographic key lifecycles via multi-layer metadata and dynamic key exchanges | IT methods for management | Marqeta, Inc. |
| Aug 26, 2025 | 12,400,212 | Generating bundled sets from predetermined card parameter configurations utilizing machine-learning | IT methods for management | Marqeta, Inc. |
| Apr 22, 2025 | 12,282,902 | Computer transaction security with delegated decisions | IT methods for management | Marqeta, Inc. |
| Apr 8, 2025 | 12,271,901 | Parallel processing in idle states of a transaction processing protocol | IT methods for management | Marqeta, Inc. |
| Jan 7, 2025 | 12,192,365 | Generating cryptographic proof of a series of transactions | Digital communication | Marqeta, Inc. |
| Dec 24, 2024 | 12,175,451 | Processing a real time transaction using just in time funding of a payment card account from an external funding source | IT methods for management | Marqeta, Inc. |
| Jun 11, 2024 | 12,008,017 | Replicating data across databases by utilizing validation functions for data completeness and sequencing | Computer technology | Marqeta, Inc. |
| Sep 26, 2023 | 11,768,855 | Replicating data across databases by utilizing validation functions for data completeness and sequencing | Computer technology | Marqeta, Inc. |
| Jul 18, 2023 | 11,704,632 | Computer transaction security with delegated decisions | IT methods for management | Marqeta, Inc. |
| Jun 20, 2023 | 11,682,013 | Parallel processing in idle states of a transaction processing protocol | IT methods for management | Marqeta, Inc. |
Newest applications publishedan application is a clue, never a plan
| Published | Application | Title | Field | Owner as printed |
|---|
| Nov 20, 2025 | 2025/0356340 | GENERATING BUNDLED SETS FROM PREDETERMINED CARD PARAMETER CONFIGURATIONS UTILIZING MACHINE-LEARNING | IT methods for management | Marqeta, Inc. |
| Sep 4, 2025 | 2025/0278576 | UTILIZING INTELLIGENT DIGITAL CONTENT ANALYSIS AND LARGE LANGUAGE MODELS TO RESOLVE TRANSACTION DISPUTES | Computer technology | Marqeta, Inc. |
| Jan 2, 2025 | 2025/0005659 | EMBEDDING CREDIT-BASED SYSTEMS IN EXISTING NON-CREDIT-BASED SYSTEMS TO GENERATE CREDIT TRANSACTIONS FROM NON-CREDIT TRANSACTIONS | IT methods for management | Marqeta, Inc. |
| Oct 24, 2024 | 2024/0354718 | UTILIZING UNIQUE MESSAGING ACCOUNTS TO EXTRACT TRANSACTION DATA FOR CARD-BASED TRANSACTIONS | IT methods for management | Marqeta, Inc. |
| Aug 1, 2024 | 2024/0257099 | DYNAMICALLY ASSIGNING CARD ACCOUNT PARAMETERS FOR JUST-IN-TIME ELECTRONIC CARD TRANSACTIONS | IT methods for management | Marqeta, Inc. |
| Jul 11, 2024 | 2024/0232897 | DYNAMICALLY MAPPING PAYMENT CARD TOKENIZATION UTILIZING PREDICTED TRANSACTION CHARACTERISTICS | IT methods for management | Marqeta, Inc. |
| Jul 11, 2024 | 2024/0232880 | MANAGING CRYPTOGRAPHIC KEY LIFECYCLES VIA MULTI-LAYER METADATA AND DYNAMIC KEY EXCHANGES | IT methods for management | Marqeta, Inc. · patent 12,475,460 granted from it |
| May 2, 2024 | 2024/0143563 | DETECTING AND CORRECTING ERRORS IN A TRANSACTION DATABASE VIA LAYER CHECKS OF MULTI-LAYERED ACCOUNTS | Computer technology | Marqeta, Inc. |
| Feb 22, 2024 | 2024/0061862 | REPLICATING DATA ACROSS DATABASES BY UTILIZING VALIDATION FUNCTIONS FOR DATA COMPLETENESS AND SEQUENCING | Computer technology | Marqeta, Inc. · patent 12,008,017 granted from it |
| Feb 15, 2024 | 2024/0054474 | CACHED BALANCE INSPECTION IN REAL-TIME CARD TRANSACTIONS | IT methods for management | Marqeta, Inc. |
What it applied for, 2024 to 2025: IT methods for management 7 · Computer technology 3.
A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.