Company Analysis

M&T Bank Corp. (MTB)

NYSE: MTB · State Commercial Banks · Buffalo, NY · filing with the SEC since 1994
Grade6.7
◀ Past 6.9● Present 7.5▶ Future 5.3
The companyfiscal 2025, as filed
Revenue$10.49B-4.9%
Net income$2.85B+10.2%
Earnings per share$17.00+16.1%
Operating cash flow$3.00B-16.8%
Cash$18.77B-9.7%
Debt$10.91B-13.4%
Shareholders’ equity$29.18B+0.5%
Shares, diluted158.8M-5.1%
Return on equity9.8%
The recordfrom its filings
Filings in 2026126
Newest filingNov 10 · 13F-HR
Annual reportFeb 18, 2026
Quarterly reportNov 5, 2026
Next report due10-K by Mar 1
Insider sales, 12 months$26.8M
Insider buys, 12 months$0.00
Patents granted1
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $10.46BNet income $3.02BCash from operations $4.06Bthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
16171819202122232425
As filed, in USD. Nothing here is a forecast.

The company now

M&T Bank Corporation reported third-quarter 2026 net income of $775 million, or $5.04 per diluted common share, on 16 October 2026 1. That compares with $818 million, or $5.32 a share, in the second quarter 1.

Chief Financial Officer Daryl Bible said the quarter was highlighted by strong loan and deposit growth, stable credit and a solid capital position 1. Average loans grew $2.6 billion from the second quarter, led by commercial real estate 1.

Spending rose to $1,393 million from $1,349 million, led by outside data processing and software and by professional services 1. The provision for credit losses, money set aside for loans that may go bad, was $135 million against $120 million 1.

The open questions are credit and capital 1. Net charge-offs, loans written off as losses, reached 0.35 percent of average loans from 0.23 percent 2. The estimated CET1 ratio, a measure of loss-absorbing capital, was 10.16 percent 1.

For the fourth quarter, M&T expects taxable-equivalent net interest income of $1.83 billion to $1.85 billion, its own outlook slide says 2.

As of Nov 3, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 5, 2026 · SEC EDGAR · Form 10-Q
Quarterly report
Open the filing on sec.gov
Oct 20, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 16, 2026 · SEC EDGAR · Form 8-K
Results released
Open the filing on sec.gov
Sep 28, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Sep 22, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Sep 22, 2026 · SEC EDGAR · Form 424B5
Shelf offering
Open the filing on sec.gov
Sep 22, 2026 · SEC EDGAR · Form S-3ASR
Shelf registration
Open the filing on sec.gov
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SI Assistanton MTB · research, not advice