Mitsubishi UFJ Financial Group, Inc. (MUFG)

NYSE: MUFG · Commercial Banks, NEC · Tokyo, JP · filing with the SEC since 2002

Full chart Alerts Compare

Grade5.3

◀ Past 6.0● Present 4.3▶ Future 5.6

1 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The grade of Mitsubishi UFJ Financial Group, Inc.

Nine metrics read from its own filings, by tense

Headline grade

5.3/10

◀ Past6.040% of the headline

● Present4.335% of the headline

▶ Future5.625% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.0/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed

5.9/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 59th percentile among 33 sector filers · read for itself

From the record

Mitsubishi UFJ Financial Group, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed

3.5/10

What has it actually done, year after year?

+12.5% a year over 10 filed years; profitable in 9 of 10.

weight 22% of this tense · 35th percentile among 22 sector filers · read for its customers

From the record

Mitsubishi UFJ Financial Group, Inc.'s 10 filed years say what it did: revenue went from JPY 2991 billion in fiscal 2017 to JPY 8614 billion in fiscal 2026, up 12.5% a year; it rose in 7 of 9 years; the deepest fall was 36% from fiscal 2020 to fiscal 2022; net income was positive in 9 of 10 of those years (its annual reports).

What it rests on

revenue growth over the filed span12.5%top 30% of its family
the share of years revenue rosebottom 36% of its family
the share of filed years with a profitbottom 18% of its family
the deepest fall from a revenue peak35.6%bottom 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed

7.8/10

How has it treated the people who own it?

Share count shrank 2.6% a year. 73% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 33% of this tense · 78th percentile among 29 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2026-03-31, Mitsubishi UFJ Financial Group, Inc.'s diluted share count shrank about 2.6% a year, and dividends and buybacks returned about 73% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-11-02 (their Form 4 filings).

What it rests on

the share count over the yearstop 26% of its family
cash returned against operating cash flowtop 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.3/1035% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed

3.3/10

Is it financially healthy right now?

ROE 8%: 8¢ of profit per shareholder dollar. Leverage 95%: owes 95¢ per asset dollar.

weight 45% of this tense · 33rd percentile among 31 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-03-31, Mitsubishi UFJ Financial Group, Inc. earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 95 cents per dollar of assets, and net share issuance: its share count shrank 2.2% over the year (the filed statements).

What it rests on

what it owes per dollar of assetsbottom 2% of its family
return on equitybottom 21% of its family
the share count against the year beforetop 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed

5.2/10

How strong is its position in its industry?

top 48% of 21 in its family; net margin 20.1%.

weight 33% of this tense · 52nd percentile among 21 sector filers · read for its customers

From the record

Mitsubishi UFJ Financial Group, Inc.'s standing among 21 graded names in its industry family: revenue of JPY 8614 billion in fiscal 2026 is not ranked by size, since the family reports in another currency; a net margin of 20.1% ranks in the bottom 30%; revenue growth of 22.9% a year over the last 3 filed years ranks in the top 25% (its annual reports).

What it rests on

net margin20.1%bottom 30% of its family
three-year revenue growth22.9%top 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate

5.0/10

What are the people in charge doing?

SI estimate 5.0/10, confidence 15 of 100 (universe median).

weight 22% of this tense · 50th percentile among 3816 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, and its family carries too few readings to lean on, so the desk assumes the typical reading over all 3816 companies with one.
What the record cannot read: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned: universe median, 3816 readings behind it.
Confidence: 15 of 100
What would change it: Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Mitsubishi UFJ Financial Group, Inc.'s leadership is put at 5.0 of 10 with a confidence of 15 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, and its family carries too few readings to lean on, so the desk assumes the typical reading over all 3816 companies with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

5.6/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed

5.0/10

How much room does it have to grow?

bottom 50% of 19 in its family for room to expand.

weight 33% of this tense · 50th percentile among 19 sector filers · read for itself

From the record

Mitsubishi UFJ Financial Group, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of JPY 90378 billion against no long-term debt tagged leaves 21.2% of its assets as net cash, top 8% of its family; cash from operations less capital spending is -42.6% of revenue (bottom 8%) (its annual report).

What it rests on

cash less debt against assets21.2%top 8% of its family
cash from operations less capital spending against revenue-42.6%bottom 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed

6.0/10

What could actually drive growth from here?

top 40% of 22 in its family for growth drivers.

weight 33% of this tense · 60th percentile among 22 sector filers · read for its customers

From the record

Mitsubishi UFJ Financial Group, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 22.9% a year over the last three filed years against 12.5% over all 10, speeding up (top 12% of its family); the newest year grew 4.2% (bottom 30%); capital spending grew 36.4% a year (top 38%) (its annual reports). Mitsubishi UFJ Financial Group, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

three-year growth against the whole span+10.5 points a yeartop 12% of its family
the newest year's revenue growth4.2%bottom 30% of its family
three-year growth of capital spending36.4%top 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed

5.8/10

Did its newest year beat what its own record pointed to?

top 42% of 20 in its family for expectations against reality.

weight 33% of this tense · 58th percentile among 20 sector filers · read for its shareholders

From the record

Mitsubishi UFJ Financial Group, Inc.'s newest year against its own record: revenue of JPY 8614 billion in fiscal 2026 came in 21.9% below the JPY 11034 billion its prior three years' pace pointed to (bottom 18% of its family); net income of JPY 1729 billion against a prior three-year average of JPY 992 billion (top 17%); a net margin of 20.1% against 14% before (top 27%) (its annual reports).

What it rests on

revenue against the prior three years' pace-21.9%bottom 18% of its family
net income against the prior three years' average+74%top 17% of its family
net margin against its prior average+6.0 pointstop 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton MUFG · research, not advice