All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2019-09-13.
From the record
Murphy USA Inc.'s filings since 2017 show 1 warning event: a debt default or acceleration notice (8-K item 2.04, the latest 2019-09-13) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+5.9% a year over 10 filed years; profitable in 10 of 10.
From the record
Murphy USA Inc.'s 10 filed years say what it did: revenue went from $12 billion in fiscal 2016 to $19 billion in fiscal 2025, up 5.9% a year; it rose in 4 of 9 years; the deepest fall was 22% from fiscal 2018 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 6.6% a year. 63% of cash flow returned. Insiders: 25 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Murphy USA Inc.'s diluted share count shrank about 6.6% a year, and dividends and buybacks returned about 63% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 25 sales (5 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 75%: 75¢ of profit per shareholder dollar. Leverage 87%: owes 87¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Murphy USA Inc. earned about 75 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count shrank 6.3% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 48% of 21 in its family; net margin 2.4%.
From the record
Murphy USA Inc.'s standing among 21 graded names in its industry family: revenue of $19 billion in fiscal 2025 ranks in the top 32% by size; a net margin of 2.4% ranks in the top 40%; revenue growth of -6.1% a year over the last 3 filed years ranks in the bottom 17% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 38% of 18 in its family for leadership; chief executive since 2026.
From the record
Murphy USA Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is West, Malynda K (President & CEO, as filed), filing under that title since 2026-01-07, 10 months (bottom 14% of its family); the 22 officers and directors filing in the last fifteen months have been on the record a median of 7.9 years (bottom 47%); 10 officer or director changes were reported on Form 8-K since 2023-11-13, against the 22 people in charge now (top 47%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 23% of 20 in its family for room to expand.
From the record
Murphy USA Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $29 million against debt of $2.2 billion leaves -45.2% of its assets as net cash, bottom 8% of its family; cash from operations less capital spending is 1.9% of revenue (bottom 39%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 37% of 21 in its family for growth drivers.
From the record
Murphy USA Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew -6.1% a year over the last three filed years against 5.9% over all 10, slowing (bottom 21% of its family); the newest year grew -4.3% (bottom 26%); capital spending grew 12.9% a year (top 36%) (its annual reports). Murphy USA Inc. reported 3 product lines in fiscal 2025: Product at $15 billion (77%), Merchandise at $4.3 billion (22%), Product and Service Other at $217 million (1%); 2 of 3 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 33% of 21 in its family for expectations against reality.
From the record
Murphy USA Inc.'s newest year against its own record: revenue of $19 billion in fiscal 2025 came in 3% above the $19 billion its prior three years' pace pointed to (top 40% of its family); net income of $471 million against a prior three-year average of $577 million (top 36%); a net margin of 2.4% against 2.6% before (top 21%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made