First Western Financial, Inc. (MYFW)

From the record

First Western Financial, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

First Western Financial, Inc.'s 9 filed years say what it did: revenue went from $55 million in fiscal 2017 to $97 million in fiscal 2025, up 7.5% a year; it rose in 7 of 8 years; the deepest fall was 23% from fiscal 2022 to fiscal 2023; net income was positive in 9 of 9 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, First Western Financial, Inc.'s diluted share count grew about 0.4% a year, and dividends and buybacks returned about 4% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 23 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, First Western Financial, Inc. earned about 5 cents of profit for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count grew 0.8% over the year (the filed statements).

From the record

First Western Financial, Inc.'s standing among 155 graded names in its industry family: revenue of $97 million in fiscal 2025 ranks in the bottom 12% by size; a net margin of 13.6% ranks in the bottom 14%; revenue growth of -3.5% a year over the last 3 filed years ranks in the bottom 1% (its annual reports).

From the record

First Western Financial, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Wylie, Scott C (CHAIRMAN, CEO AND PRESIDENT, as filed), filing under that title since 2018-07-18, 8.3 years (top 44% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 8.3 years (top 37%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (bottom 33%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

First Western Financial, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $200 million against no long-term debt tagged leaves 6.3% of its assets as net cash, top 23% of its family; cash from operations less capital spending is -6% of revenue (bottom 3%) (its annual report).

From the record

First Western Financial, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew -3.5% a year over the last three filed years against 7.5% over all 9, slowing (bottom 2% of its family); the newest year grew 7.6% (top 35%); capital spending grew 10.2% a year (top 43%) (its annual reports). First Western Financial, Inc. reported 2 lines of business in fiscal 2025: Wealth Management at $91 million, Mortgage at $6 million. 1 of 2 grew in the latest filed year, and the largest line is 94% of revenue (its annual report).

From the record

First Western Financial, Inc.'s newest year against its own record: revenue of $97 million in fiscal 2025 came in 17.8% above the $82 million its prior three years' pace pointed to (top 4% of its family); net income of $13 million against a prior three-year average of $12 million (bottom 46%); a net margin of 13.6% against 11.9% before (top 14%) (its annual reports).