NB Bancorp, Inc. (NBBK)
Nasdaq: NBBK · Savings Institutions, Not Federally Chartered · Needham, MA · filing with the SEC since 2023
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Report filed | Mar 3, 2026 | Mar 7, 2025 | Mar 28, 2024 | · |
| For lenders | ||||
| Interest and dividend income | 335,748 | 292,516 | 222,165r | 121,020r |
| Interest expense on deposits and borrowings | 138,290 | 131,318 | 90,444 | 15,548 |
| Net interest income | 197,458 | 161,198 | 131,721r | 105,472r |
| Provision for credit losses | 4,653 | 12,123 | 13,885 | 6,700 |
| Net interest income after provision | 192,805 | 149,075 | 117,836r | 98,772r |
| Noninterest income | 16,200 | 12,560r | 15,352r | 8,935r |
| Noninterest expense | 137,874 | 103,017r | 121,344r | 71,319r |
| General and administrative | 7,327 | 6,249r | 6,287r | 3,785r |
| Interest expense | 5,400 | 4,400 | 14,100 | 2,900 |
| Income before income taxes | 71,131 | 58,618 | 11,844 | 36,388 |
| Income tax expense | 20,829 | 16,469 | 2,019 | 6,323 |
| Net income including non-controlling interests | 50,302 | 42,149 | 9,825 | 30,065 |
| Net income | 50,302 | 42,149 | 9,825 | 30,065 |
| Earnings per share, basic | 1.34 | 1.07 | 0.23 | · |
| Earnings per share, diluted | 1.34 | 1.07 | 0.23 | · |
| Weighted average shares, basic | 37,409,219 | 39,389,829 | 42,018,229 | · |
| Weighted average shares, diluted | 37,626,188 | 39,389,829 | 42,018,229 | · |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseGeneral and administrative the cost of running the company itself
us-gaap:GeneralAndAdministrativeExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseDebtIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding