All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2021; the latest 2021-09-15.
From the record
NorthEast Community Bancorp, Inc.'s filings since 2021 show 1 warning event: an auditor change (8-K item 4.01, the latest 2021-09-15) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+25.8% a year over 6 filed years; profitable in 6 of 6.
From the record
NorthEast Community Bancorp, Inc.'s 6 filed years say what it did: revenue went from $49 million in fiscal 2020 to $154 million in fiscal 2025, up 25.8% a year; it rose in 3 of 5 years; the deepest fall was 4% from fiscal 2024 to fiscal 2025; net income was positive in 6 of 6 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 4.6% a year. 40% of cash flow returned. Insiders: 9 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, NorthEast Community Bancorp, Inc.'s diluted share count shrank about 4.6% a year, and dividends and buybacks returned about 40% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 9 sales and 0 purchases of their own stock on the open market in the year to 2026-11-03 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 13%: 13¢ of profit per shareholder dollar. Leverage 83%: owes 83¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, NorthEast Community Bancorp, Inc. earned about 13 cents of profit for every dollar of shareholders' money. Leverage: it owed about 83 cents per dollar of assets, and net share issuance: its share count grew 2.2% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 22% of 22 in its family; net margin 28.8%.
From the record
NorthEast Community Bancorp, Inc.'s standing among 22 graded names in its industry family: revenue of $154 million in fiscal 2025 ranks in the top 34% by size; a net margin of 28.8% ranks in the top 11%; revenue growth of 28.9% a year over the last 3 filed years ranks in the top 20% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 45% of 16 in its family for leadership; chief executive since 2021.
From the record
NorthEast Community Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Martinek, Kenneth A (Chairman and CEO, as filed), filing under that title since 2021-07-13, 5.3 years (top 35% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 5.3 years (bottom 39%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (top 39%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 47% of 19 in its family for room to expand.
From the record
NorthEast Community Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $81 million against debt of $70 million leaves 0.5% of its assets as net cash, bottom 13% of its family; cash from operations less capital spending is 33% of revenue (top 7%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 38% of 19 in its family for growth drivers.
From the record
NorthEast Community Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 28.9% a year over the last three filed years against 25.8% over all 6, speeding up (top 29% of its family); the newest year grew -3.7% (bottom 13%); capital spending grew -19.1% a year (bottom 31%) (its annual reports). NorthEast Community Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 25% of 17 in its family for expectations against reality.
From the record
NorthEast Community Bancorp, Inc.'s newest year against its own record: revenue of $154 million in fiscal 2025 came in 35.4% below the $238 million its prior three years' pace pointed to (bottom 9% of its family); net income of $44 million against a prior three-year average of $39 million (bottom 26%); a net margin of 28.8% against 33% before (bottom 38%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made