National Bankshares, Inc. (NKSH)

Nasdaq: NKSH · National Commercial Banks · Blacksburg, VA · filing with the SEC since 1995

Grade4.2

◀ Past 4.4● Present 3.2▶ Future 5.2

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 27, 2026	Mar 28, 2025	Mar 19, 2024	Mar 10, 2023	Mar 11, 2022	Mar 18, 2021	Mar 11, 2020	Mar 13, 2019	Mar 14, 2018	Mar 8, 2017
Revenue	8,176	7,446^r	7,072	6,994	6,653	5,654	6,154	6,266	6,114	5,412
For lenders
Interest and dividend income	75,313	70,035^r	58,833	50,109	44,987	44,008	45,147	43,224	41,260	40,930
Interest expense on deposits and borrowings	29,752	33,724^r	21,550	·	·	·	·	·	·	·
Net interest income	45,561	36,311^r	37,283	47,026	41,889	38,171	37,767	38,177	37,135	36,764
Provision for credit losses	-16	1,227	-1,261	706	-398	1,991	126	-81	157	1,650
Net interest income after provision	45,577	35,084^r	38,544	46,320	42,287	36,180	37,641	38,258	36,978	35,114
Noninterest income	10,002	9,046^r	9,359	12,401	8,426	7,944	8,790	7,729	7,636^r	7,115^r
Noninterest expense	36,413	35,008	29,228	26,958	26,080	24,970	25,754	27,276	24,229^r	23,335^r
Interest expense	·	·	21,550	3,083	·	5,837	7,380	5,047	4,125	·
Income before income taxes	19,166	9,122	18,675	31,763	24,633	19,154	20,677	18,711	20,385	18,894
Income tax expense	3,340	1,499	2,984	5,831	4,251	3,077	3,211	2,560	6,293	3,952
Net income	15,826	7,623	15,691	25,932	20,382	16,077	17,466	16,151	14,092	14,942
Net income to common shareholders	15,826	7,623	15,691	25,932	·	·	·	·	·	·
Earnings per share, basic	2.49	1.24	2.66	4.33	3.28	2.48	2.65	2.32	2.03	2.15
Earnings per share, diluted	2.49	1.24	2.66	4.33	·	2.48	2.65	2.32	2.03	2.15
Earnings per share, basic and diluted	·	·	·	·	3.28	2.48	·	·	·	·
Weighted average shares, basic	6,359,960	6,161,428	5,889,687	5,989,601	6,209,929	6,483,230	6,580,659	6,957,974	6,957,974	6,957,974
Weighted average shares, diluted	6,362,505	6,163,610	5,889,953	5,989,601	·	·	·	·	6,957,974	6,957,974

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton NKSH · research, not advice