NerdWallet, Inc. (NRDS)

From the record

NerdWallet, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

NerdWallet, Inc.'s 7 filed years say what it did: revenue went from $228 million in fiscal 2019 to $837 million in fiscal 2025, up 24.2% a year; it rose in 6 of 6 years; it never fell from a peak; net income was positive in 4 of 7 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, NerdWallet, Inc.'s diluted share count grew about 2.4% a year, and dividends and buybacks returned about 62% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 18 sales (6 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, NerdWallet, Inc. earned about 13 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 168 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 19 cents per dollar of assets, and net share issuance: its share count shrank 3.8% over the year (the filed statements).

From the record

NerdWallet, Inc.'s standing among 68 graded names in its industry family: revenue of $837 million in fiscal 2025 ranks in the top 33% by size; a net margin of 5.8% ranks in the top 39%; revenue growth of 15.8% a year over the last 3 filed years ranks in the top 23% (its annual reports).

From the record

NerdWallet, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Chen, Tim Chao-Ming (Chief Executive Officer, as filed), filing under that title since 2021-11-03, 5 years (top 41% of its family); the 9 officers and directors filing in the last fifteen months have been on the record a median of 1.7 years (bottom 7%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 9 people in charge now (bottom 43%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

NerdWallet, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $98 million against no long-term debt tagged leaves 21.3% of its assets as net cash, top 46% of its family; cash from operations less capital spending is 15.6% of revenue (top 30%); a gross margin of 92.4% (top 6%); research spending of 8% of revenue (bottom 28%) (its annual report).

From the record

NerdWallet, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 15.8% a year over the last three filed years against 24.2% over all 7, slowing (bottom 35% of its family); the newest year grew 21.7% (top 26%); research spending grew -4.9% a year (bottom 36%); capital spending grew -34.4% a year (bottom 21%) (its annual reports). NerdWallet, Inc. reported 5 product lines in fiscal 2025: Insurance at $281 million (34%), Emerging Verticals at $189 million (23%), Credit Card at $133 million (16%), and 2 more; 3 of 5 grew against the year before (its annual report).

From the record

NerdWallet, Inc.'s newest year against its own record: revenue of $837 million in fiscal 2025 came in 7.7% above the $777 million its prior three years' pace pointed to (top 36% of its family); net income of $49 million against a prior three-year average of $3 million (top 7%); a net margin of 5.8% against 0.2% before (top 49%) (its annual reports).