All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2025-06-06.
From the record
Northrim BanCorp Inc's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2025-06-06) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+13.1% a year over 10 filed years; profitable in 10 of 10.
From the record
Northrim BanCorp Inc's 10 filed years say what it did: revenue went from $59 million in fiscal 2016 to $178 million in fiscal 2025, up 13.1% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.2% a year. 31% of cash flow returned. Insiders: 8 sales, 7 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Northrim BanCorp Inc's diluted share count shrank about 1.2% a year, and dividends and buybacks returned about 31% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 8 sales and 7 purchases of their own stock on the open market in the year to 2026-09-30, buying about $174 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 20%: 20¢ of profit per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Northrim BanCorp Inc earned about 20 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 6 cents per dollar of everything the company owns. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 0.7% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 19% of 31 in its family; net margin 36.2%.
From the record
Northrim BanCorp Inc's standing among 31 graded names in its industry family: revenue of $178 million in fiscal 2025 ranks in the top 31% by size; a net margin of 36.2% ranks in the top 8%; revenue growth of 21.1% a year over the last 3 filed years ranks in the top 18% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 34% of 25 in its family for leadership; chief executive since 2024.
From the record
Northrim BanCorp Inc's leadership, from its insiders' filings and its current reports: the chief executive on the record is Huston, Michael G. (Chairman, President & CEO, as filed), filing under that title since 2024-04-08, 2.6 years (bottom 20% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 8.4 years (top 48%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (bottom 31%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 37% of 25 in its family for room to expand.
From the record
Northrim BanCorp Inc's room to grow, from the newest filed statements (fiscal 2025): cash of $146 million against debt of $13 million leaves 4% of its assets as net cash, top 48% of its family; cash from operations less capital spending is 75% of revenue (top 12%); a gross margin of 117.1% (top 50%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 25% of 30 in its family for growth drivers.
From the record
Northrim BanCorp Inc's growth drivers, from the filed years to fiscal 2025: revenue grew 21.1% a year over the last three filed years against 13.1% over all 10, speeding up (top 32% of its family); the newest year grew 15.9% (top 12%); capital spending grew 12.9% a year (top 33%) (its annual reports). Northrim BanCorp Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 24% of 29 in its family for expectations against reality.
From the record
Northrim BanCorp Inc's newest year against its own record: revenue of $178 million in fiscal 2025 came in 6.4% below the $191 million its prior three years' pace pointed to (top 22% of its family); net income of $65 million against a prior three-year average of $31 million (top 22%); a net margin of 36.2% against 24.6% before (top 26%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made