NSTS Bancorp, Inc. (NSTS)
NSTS · Savings Institution, Federally Chartered · Waukegan, IL · filing with the SEC since 2021
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Report filed | Mar 27, 2026 | Mar 28, 2025 | Mar 28, 2024 | Mar 30, 2023 | Mar 22, 2022 | · |
| Revenue | 252 | 256 | 270 | 291 | 289 | 255 |
| For lenders | ||||||
| Interest and dividend income | 10,993 | 10,304 | 7,728 | 6,348 | 5,038 | 6,023 |
| Interest expense on deposits and borrowings | 3,530 | 3,243 | 1,508 | · | · | · |
| Net interest income | 7,463 | 7,061 | 6,220 | 5,584 | 4,098 | 4,535 |
| Provision for credit losses | -192 | 71 | 176 | -230 | -23 | 464 |
| Net interest income after provision | 7,655 | 6,990 | 6,044 | 5,814 | 4,121 | 4,071 |
| Noninterest income | 2,272 | 1,941 | -1,150 | 1,236 | 1,209 | 1,591 |
| Noninterest expense | 10,313 | 9,720 | 7,852 | 6,877 | 5,599 | 6,277 |
| Interest expense | · | · | 1,508 | 764 | · | · |
| Income before income taxes | -386 | -789 | -2,958 | 173 | -269 | -615 |
| Income tax expense | 0 | 0 | 999 | 146 | -214 | -503 |
| Net income including non-controlling interests | · | · | · | · | -55 | -112 |
| Net income | -386 | -789 | -3,957 | 27 | -55 | -112 |
| Earnings per share, basic | -0.08 | -0.16 | -0.79 | 0.01 | · | · |
| Weighted average shares, basic | 4,887,508 | 4,911,461 | 5,004,498 | 4,729,236 | · | · |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it sold
us-gaap:RevenueFromContractWithCustomerIncludingAssessedTaxInterest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasic