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NetSol Technologies Inc. Common Stock (NTWK)

Nasdaq: NTWK · Services-Prepackaged Software · Encino,, CA · filing with the SEC since 1997
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Grade4.8
◀ Past 3.7● Present 6.3▶ Future 4.1
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

The grade of NetSol Technologies Inc. Common Stock

Nine metrics read from its own filings, by tense
Headline grade
4.8/10
◀ Past3.725% of the headline
● Present6.335% of the headline
▶ Future4.140% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

3.7/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
1.7/10

Has it survived what it has been through?

8 warning events since 2017; the latest 2024-05-15.

weight 22% of this tense · 17th percentile among 230 sector filers · read for itself

From the record

NetSol Technologies Inc. Common Stock's filings since 2017 show 8 warning events of 3 kinds: a warning not to rely on past financial statements (8-K item 4.02, 2 times, the latest 2017-05-23); an auditor change (8-K item 4.01, 4 times, the latest 2024-05-06); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2024-05-15) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
3.9/10

What has it actually done, year after year?

+4.9% a year over 10 filed years; profitable in 7 of 10.

weight 45% of this tense · 39th percentile among 213 sector filers · read for its customers

From the record

NetSol Technologies Inc. Common Stock's 10 filed years say what it did: revenue went from $40 million in fiscal 2012 to $78 million in fiscal 2026, up 4.9% a year; it rose in 7 of 9 years; the deepest fall was 27% from fiscal 2013 to fiscal 2014; net income was positive in 7 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span4.9%bottom 21% of its family
  • the share of years revenue rosebottom 31% of its family
  • the share of filed years with a profittop 21% of its family
  • the deepest fall from a revenue peak27.0%bottom 24% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.0/10

How has it treated the people who own it?

Share count grew 1.6% a year. 9% of cash flow returned. Insiders: 1 sales, 8 purchases.

weight 33% of this tense · 50th percentile among 152 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2026-06-30, NetSol Technologies Inc. Common Stock's diluted share count grew about 1.6% a year, and dividends and buybacks returned about 9% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 8 purchases of their own stock on the open market in the year to 2026-10-09, buying about $62 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 40% of its family
  • cash returned against operating cash flowbottom 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

6.3/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
6.5/10

Is it financially healthy right now?

ROE 6%: 6¢ of profit per shareholder dollar. Leverage 36%: owes 36¢ per asset dollar.

weight 45% of this tense · 65th percentile among 217 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-06-30, NetSol Technologies Inc. Common Stock earned about 6 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 50 cents per dollar of everything the company owns. Leverage: it owed about 36 cents per dollar of assets, and net share issuance: its share count grew 2.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 37% of its family
  • return on equitytop 38% of its family
  • gross profit against assetstop 22% of its family
  • the share count against the year beforetop 45% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.9/10

How strong is its position in its industry?

bottom 39% of 218 in its family; net margin 3.8%.

weight 33% of this tense · 39th percentile among 218 sector filers · read for its customers

From the record

NetSol Technologies Inc. Common Stock's standing among 218 graded names in its industry family: revenue of $78 million in fiscal 2026 ranks in the bottom 27% by size; a net margin of 3.8% ranks in the top 38%; revenue growth of 3.2% a year over the last 3 filed years ranks in the bottom 28% (its annual reports).

What it rests on

  • revenue against the family$78.1Mbottom 27% of its family
  • net margin3.8%top 38% of its family
  • three-year revenue growth3.2%bottom 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
9.4/10

What are the people in charge doing?

top 6% of 139 in its family for leadership; chief executive since 2012.

weight 22% of this tense · 94th percentile among 139 sector filers · read for its shareholders

From the record

NetSol Technologies Inc. Common Stock's leadership, from its insiders' filings and its current reports: the chief executive on the record is Ghauri, Najeeb (CEO, as filed), filing under that title since 2012-12-19, 13.9 years (top 5% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 10.4 years (top 9%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 12 people in charge now (top 5%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge1 in three years among 12 peopletop 5% of its family
  • the median years the people in charge have filed10.4 yearstop 9% of its family
  • the chief executive's years on the record13.9 yearstop 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

4.1/1040% of the headline grade · 3 of 3 filed

Room to expand

as filed
4.0/10

How much room does it have to grow?

bottom 40% of 216 in its family for room to expand.

weight 22% of this tense · 40th percentile among 216 sector filers · read for itself

From the record

NetSol Technologies Inc. Common Stock's room to grow, from the newest filed statements (fiscal 2026): cash of $27 million against debt of $213 thousand leaves 34.6% of its assets as net cash, top 19% of its family; cash from operations less capital spending is 15.2% of revenue (top 47%); a gross margin of 50.1% (bottom 26%); research spending of 1% of revenue (bottom 1%) (its annual report).

What it rests on

  • cash less debt against assets34.6%top 19% of its family
  • cash from operations less capital spending against revenue15.2%top 47% of its family
  • gross margin50.1%bottom 26% of its family
  • research spending against revenue1.0%bottom 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
4.0/10

What could actually drive growth from here?

bottom 40% of 213 in its family for growth drivers.

weight 45% of this tense · 40th percentile among 213 sector filers · read for its customers

From the record

NetSol Technologies Inc. Common Stock's growth drivers, from the filed years to fiscal 2026: revenue grew 3.2% a year over the last three filed years against 4.9% over all 10, slowing (top 38% of its family); the newest year grew 6.9% (bottom 31%); research spending grew -21.2% a year (bottom 10%); capital spending grew 7% a year (top 42%) (its annual reports). NetSol Technologies Inc. Common Stock reported 3 lines of business in fiscal 2026: Asia Pacific Region at $51 million (69%), Europe Country at $14 million (19%), North America Country at $9 million (12%); 1 of 3 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-1.8 points a yeartop 38% of its family
  • the newest year's revenue growth6.9%bottom 31% of its family
  • three-year growth of research spending-21.2%bottom 10% of its family
  • three-year growth of capital spending7.0%top 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
4.3/10

Did its newest year beat what its own record pointed to?

bottom 43% of 194 in its family for expectations against reality.

weight 33% of this tense · 43rd percentile among 194 sector filers · read for its shareholders

From the record

NetSol Technologies Inc. Common Stock's newest year against its own record: revenue of $78 million in fiscal 2026 came in 4.2% above the $75 million its prior three years' pace pointed to (top 29% of its family); net income of $3 million against a prior three-year average of $3 million (bottom 32%); a net margin of 3.8% against 4% before (bottom 27%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace4.2%top 29% of its family
  • net income against the prior three years' average+12%bottom 32% of its family
  • net margin against its prior average-0.3 pointsbottom 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton NTWK · research, not advice