Nu Holdings Ltd. (NU)

NYSE: NU · Finance Services · Sao Paulo, Sp, BR · filing with the SEC since 2016

Grade6.8

◀ Past 6.6● Present 7.1▶ Future 6.9

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

The Form 20-F filed Apr 8, 2026 for the period ended Dec 31, 2025 is not in EDGAR's company facts yet; its figures here are that filing's own, read from the SEC's financial statement data sets.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Report filed	Apr 8, 2026	Apr 16, 2025	Apr 19, 2024	Apr 20, 2023	Apr 21, 2022	·	·
Revenue	15,774,741	11,517,075	8,028,976	4,792,231	1,698,023	737,133	612,109
For lenders
Net interest income	·	2,834,859	2,036,925	1,547,903	367,344	113,924	109,697
Gross profit	6,625,002	5,252,909	3,490,903	1,662,990	732,917	326,909	247,918
Sales and marketing	302,822	246,396	171,022	152,997	79,574^r	19,426^r	-41,817
General and administrative	·	·	·	-1,333,267	-628,901	-266,024	-199,919
Total operating expenses	2,752,894	2,457,711	1,951,825	1,971,891	903,081^r	418,935^r	-377,217
Finance costs	4,578,680	2,834,859	2,036,925	1,547,903	367,344^r	113,924^r	-109,697
Income before income taxes	3,868,419	2,795,198	1,539,078	-308,901	-170,164	-193,178	-129,299
Income tax expense	996,747	823,086	508,548	55,733^r	-4,830^r	21,687	36,768
Income from continuing operations	-2,871,672	-1,972,112	-1,030,530	364,634^r	165,334^r	-171,491	-92,531
Net income	2,871,672	1,972,112	1,030,530	-364,634	-165,334	-171,491	-92,531
Net income to non-controlling interests	2,780	·	·	-56	-341	·	·
Net income to shareholders	2,868,892	1,972,112	1,030,530	-364,578	-164,993	-171,491	-92,531
Earnings per share, basic	0.5936	0.4115	0.2175	-0.078	-0.103	-0.1304	-0.0813
Earnings per share, diluted	0.5846	0.4034	0.2121	-0.078	-0.103^r	1,315,578.00	1,137,931.00
Weighted average shares, basic	4,832,944,000	4,792,081,000	4,738,841,000	4,676,977,000	1,602,126,000	·	·
Weighted average shares, diluted	4,907,352,000	4,888,918,000	4,857,579,000	4,676,977,000^r	1,602,126,000^r	405,394	306,210

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldifrs-full:Revenue

Net interest income interest earned less interest paidifrs-full:InterestRevenueExpense

Gross profit revenue less the cost of what it soldifrs-full:GrossProfit

Sales and marketing the cost of finding and serving customersifrs-full:SalesAndMarketingExpense

General and administrative the cost of running the company itselfifrs-full:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherifrs-full:OperatingExpense

Finance costs what its borrowing costifrs-full:InterestExpense

Income before income taxes profit before taxifrs-full:ProfitLossBeforeTax

Income tax expense tax charged on the period's profitifrs-full:IncomeTaxExpenseContinuingOperations

Income from continuing operations profit from the businesses it keepsifrs-full:ProfitLossFromContinuingOperations

Net income the whole group's profit, minority holders' share includedifrs-full:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersifrs-full:ProfitLossAttributableToNoncontrollingInterests

Net income to shareholders the profit or loss that belongs to the company's shareholdersifrs-full:ProfitLossAttributableToOwnersOfParent

Earnings per share, basic net income per share outstandingifrs-full:BasicEarningsLossPerShare

Earnings per share, diluted net income per share, counting every share that could be issuedifrs-full:DilutedEarningsLossPerShare

Weighted average shares, basic the average count of shares outstandingifrs-full:WeightedAverageShares

Weighted average shares, diluted the average count with every share that could be issuedifrs-full:AdjustedWeightedAverageShares

SI Assistanton NU · research, not advice