Northwest Bancshares, Inc. (NWBI)

From the record

Northwest Bancshares, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Northwest Bancshares, Inc.'s 10 filed years say what it did: revenue went from $346 million in fiscal 2016 to $750 million in fiscal 2025, up 9% a year; it rose in 8 of 9 years; the deepest fall was 4% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Northwest Bancshares, Inc. earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets (the filed statements).

From the record

Northwest Bancshares, Inc.'s standing among 79 graded names in its industry family: revenue of $750 million in fiscal 2025 ranks in the top 46% by size; a net margin of 16.8% ranks in the bottom 20%; revenue growth of 18.6% a year over the last 3 filed years ranks in the top 50% (its annual reports).

From the record

Northwest Bancshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Torchio, Louis J (President & CEO, as filed), filing under that title since 2023-03-17, 3.7 years (bottom 27% of its family); the 25 officers and directors filing in the last fifteen months have been on the record a median of 4.2 years (bottom 11%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 25 people in charge now (top 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Northwest Bancshares, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $234 million against no long-term debt tagged leaves 1.4% of its assets as net cash, bottom 36% of its family; cash from operations less capital spending is 18.9% of revenue (bottom 33%) (its annual report).

From the record

Northwest Bancshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 18.6% a year over the last three filed years against 9% over all 10, speeding up (top 23% of its family); the newest year grew 12% (top 16%); capital spending grew 39.1% a year (top 11%) (its annual reports). Northwest Bancshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Northwest Bancshares, Inc.'s newest year against its own record: revenue of $750 million in fiscal 2025 came in 8.2% below the $817 million its prior three years' pace pointed to (top 20% of its family); net income of $126 million against a prior three-year average of $123 million (bottom 19%); a net margin of 16.8% against 22.5% before (bottom 18%) (its annual reports).