OneMain Holdings, Inc. (OMF)

From the record

OneMain Holdings, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

OneMain Holdings, Inc.'s 10 filed years say what it did: revenue went from $3.1 billion in fiscal 2016 to $5.5 billion in fiscal 2025, up 6.4% a year; it rose in 8 of 9 years; the deepest fall was 0% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, OneMain Holdings, Inc.'s diluted share count shrank about 1.4% a year, and dividends and buybacks returned about 21% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 12 sales (10 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, OneMain Holdings, Inc. earned about 23 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count shrank 0.7% over the year (the filed statements).

From the record

OneMain Holdings, Inc.'s standing among 11 graded names in its industry family: revenue of $5.5 billion in fiscal 2025 ranks in the top 5% by size; a net margin of 14.4% ranks in the top 41%; revenue growth of 7.1% a year over the last 3 filed years ranks in the bottom 41% (its annual reports).

From the record

OneMain Holdings, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Shulman, Douglas H. (President & CEO, as filed), filing under that title since 2018-09-11, 8.2 years (top 23% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 5.5 years (bottom 14%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (bottom 41%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

OneMain Holdings, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $914 million against debt of $23 billion leaves -79.5% of its assets as net cash, bottom 5% of its family; cash from operations less capital spending is 57.4% of revenue (top 5%) (its annual report).

From the record

OneMain Holdings, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 7.1% a year over the last three filed years against 6.4% over all 10, speeding up (top 23% of its family); the newest year grew 9.3% (top 50%) (its annual reports). OneMain Holdings, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

OneMain Holdings, Inc.'s newest year against its own record: revenue of $5.5 billion in fiscal 2025 came in 3% above the $5.3 billion its prior three years' pace pointed to (top 32% of its family); net income of $783 million against a prior three-year average of $674 million (bottom 32%); a net margin of 14.4% against 14.6% before (bottom 32%) (its annual reports).