Company Analysis

Ohmyhome Limited (OMH)

Nasdaq: OMH · Real Estate Agents & Managers (For Others) · Jackson, SG · filing with the SEC since 2022
Grade4.7
◀ Past 6.2● Present 4.0▶ Future 4.5
2 est.

The grade of Ohmyhome Limited

Nine metrics read from its own filings, by tense
Headline grade
4.7/10
◀ Past6.225% of the headline
● Present4.045% of the headline
▶ Future4.530% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.2/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
7.9/10

Has it survived what it has been through?

No warning events in its filings since 2022.

weight 45% of this tense · 79th percentile among 17 sector filers · read for itself

From the record

Ohmyhome Limited's filings since 2022 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
4.8/10

What has it actually done, year after year?

+29.7% a year over 6 filed years; profitable in 0 of 6.

weight 33% of this tense · 48th percentile among 17 sector filers · read for its customers

From the record

Ohmyhome Limited's 6 filed years say what it did: revenue went from SGD 3 million in fiscal 2020 to SGD 12 million in fiscal 2025, up 29.7% a year; it rose in 4 of 5 years; the deepest fall was 29% from fiscal 2022 to fiscal 2023; net income was positive in 0 of 6 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span29.7%top 26% of its family
  • the share of years revenue rosetop 38% of its family
  • the share of filed years with a profitbottom 18% of its family
  • the deepest fall from a revenue peak28.8%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
4.8/10

How has it treated the people who own it?

SI estimate 4.8/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 12 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 12 members with one.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
family median, 12 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Ohmyhome Limited's shareholder treatment is put at 4.8 of 10 with a confidence of 20 of 100, because fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 12 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

● Present

What are they doing right now?

4.0/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
4.0/10

Is it financially healthy right now?

ROE -214%: lost 214¢ per shareholder dollar. Leverage 53%: owes 53¢ per asset dollar.

weight 33% of this tense · 40th percentile among 16 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Ohmyhome Limited lost about 214 cents for every dollar of shareholders' money, and gross profitability: its products earned about 43 cents per dollar of everything the company owns. Leverage: it owed about 53 cents per dollar of assets (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 44% of its family
  • return on equitybottom 3% of its family
  • gross profit against assetstop 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.8/10

How strong is its position in its industry?

bottom 38% of 17 in its family; net margin -75.2%.

weight 45% of this tense · 38th percentile among 17 sector filers · read for its customers

From the record

Ohmyhome Limited's standing among 17 graded names in its industry family: revenue of SGD 12 million in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of -75.2% ranks in the bottom 3%; revenue growth of 20.3% a year over the last 3 filed years ranks in the top 26% (its annual reports).

What it rests on

  • net margin-75.2%bottom 3% of its family
  • three-year revenue growth20.3%top 26% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
4.3/10

What are the people in charge doing?

SI estimate 4.3/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 12 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 12 members with one.
What the record cannot read
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
family median, 12 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Ohmyhome Limited's leadership is put at 4.3 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 12 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

4.5/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
6.0/10

How much room does it have to grow?

top 40% of 17 in its family for room to expand.

weight 33% of this tense · 60th percentile among 17 sector filers · read for itself

From the record

Ohmyhome Limited's room to grow, from the newest filed statements (fiscal 2025): cash of SGD 5 million against debt of SGD 4 thousand leaves 50.1% of its assets as net cash, top 15% of its family; cash from operations less capital spending is -35.3% of revenue (bottom 9%); a gross margin of 31.9% (top 6%); research spending of 1.8% of revenue (top 50%) (its annual report).

What it rests on

  • cash less debt against assets50.1%top 15% of its family
  • cash from operations less capital spending against revenue-35.3%bottom 9% of its family
  • gross margin31.9%top 6% of its family
  • research spending against revenue1.8%top 50% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.1/10

What could actually drive growth from here?

top 49% of 17 in its family for growth drivers.

weight 33% of this tense · 51st percentile among 17 sector filers · read for its customers

From the record

Ohmyhome Limited's growth drivers, from the filed years to fiscal 2025: revenue grew 20.3% a year over the last three filed years against 29.7% over all 6, slowing (bottom 44% of its family); the newest year grew 12.5% (top 44%); research spending grew -55.7% a year (bottom 6%); capital spending grew 81.7% a year (top 3%) (its annual reports). Ohmyhome Limited tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-9.4 points a yearbottom 44% of its family
  • the newest year's revenue growth12.5%top 44% of its family
  • three-year growth of research spending-55.7%bottom 6% of its family
  • three-year growth of capital spending81.7%top 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.3/10

Did its newest year beat what its own record pointed to?

bottom 23% of 15 in its family for expectations against reality.

weight 33% of this tense · 23rd percentile among 15 sector filers · read for its shareholders

From the record

Ohmyhome Limited's newest year against its own record: revenue of SGD 12 million in fiscal 2025 came in 9.6% below the SGD 14 million its prior three years' pace pointed to (bottom 23% of its family); net income of SGD 9 million against a prior three-year average of SGD 4 million (bottom 23%); a net margin of -75.2% against -64.2% before (bottom 23%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-9.6%bottom 23% of its family
  • net income against the prior three years' average-115%bottom 23% of its family
  • net margin against its prior average-11.0 pointsbottom 23% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton OMH · research, not advice