Company Analysis

Onfolio Holdings Inc. (ONFO)

Nasdaq: ONFO · Services-Computer Processing & Data Preparation · Wilmington, DE · filing with the SEC since 2020
Grade4.7
◀ Past 4.1● Present 3.9▶ Future 6.5
2 est.

The grade of Onfolio Holdings Inc.

Nine metrics read from its own filings, by tense
Headline grade
4.7/10
◀ Past4.130% of the headline
● Present3.940% of the headline
▶ Future6.530% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

4.1/1030% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
0.1/10

Has it survived what it has been through?

16 warning events since 2020; the latest 2026-10-20.

weight 33% of this tense · 1st percentile among 77 sector filers · read for itself

From the record

Onfolio Holdings Inc.'s filings since 2020 show 16 warning events of 4 kinds: a debt default or acceleration notice (8-K item 2.04, the latest 2026-10-20); a notice about its exchange listing (8-K item 3.01, 9 times, the latest 2026-10-07); an auditor change (8-K item 4.01, 2 times, the latest 2024-05-14); a late-report notice (Form NT 10-K or NT 10-Q, 4 times, the latest 2026-08-14) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.5/10

What has it actually done, year after year?

+56% a year over 6 filed years; profitable in 0 of 5.

weight 45% of this tense · 65th percentile among 64 sector filers · read for its customers

From the record

Onfolio Holdings Inc.'s 6 filed years say what it did: revenue went from $2 million in fiscal 2021 to $11 million in fiscal 2025, up 56% a year; it rose in 5 of 5 years; it never fell from a peak; net income was positive in 0 of 5 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span56.0%top 9% of its family
  • the share of years revenue rosetop 21% of its family
  • the share of filed years with a profitbottom 12% of its family
  • the deepest fall from a revenue peak0.0%top 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
5.2/10

How has it treated the people who own it?

SI estimate 5.2/10, confidence 35 of 100 (one part).

weight 22% of this tense · 52nd percentile among 69 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, the share count over the years, which ranks in the top 48% of 69 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
one part: the share count over the years, the one part on file, ranked among 69 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Onfolio Holdings Inc.'s shareholder treatment is put at 5.2 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the top 48% of 69 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

3.9/1040% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
3.6/10

Is it financially healthy right now?

ROE -104%: lost 104¢ per shareholder dollar. Leverage 78%: owes 78¢ per asset dollar.

weight 33% of this tense · 36th percentile among 69 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Onfolio Holdings Inc. lost about 104 cents for every dollar of shareholders' money, and gross profitability: its products earned about 57 cents per dollar of everything the company owns. Leverage: it owed about 78 cents per dollar of assets, and net share issuance: its share count grew 2.8% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 21% of its family
  • return on equitybottom 9% of its family
  • gross profit against assetstop 29% of its family
  • the share count against the year beforebottom 45% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.7/10

How strong is its position in its industry?

bottom 47% of 68 in its family; net margin -24.1%.

weight 45% of this tense · 47th percentile among 68 sector filers · read for its customers

From the record

Onfolio Holdings Inc.'s standing among 68 graded names in its industry family: revenue of $11 million in fiscal 2025 ranks in the bottom 18% by size; a net margin of -24.1% ranks in the bottom 30%; revenue growth of 69.1% a year over the last 3 filed years ranks in the top 8% (its annual reports).

What it rests on

  • revenue against the family$10.7Mbottom 18% of its family
  • net margin-24.1%bottom 30% of its family
  • three-year revenue growth69.1%top 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
2.6/10

What are the people in charge doing?

SI estimate 2.6/10, confidence 35 of 100 (one part).

weight 22% of this tense · 26th percentile among 55 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 26% of 55 in its family; the record of its people begins on 2022-08-26 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 4.2 years and cannot see past it; a floor under five years is not read as years in charge.
What the record cannot read
The record of its people begins on 2022-08-26 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 4.2 years and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
one part: officer and director changes on Form 8-K, against the people in charge, the one part on file, ranked among 55 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Onfolio Holdings Inc.'s leadership is put at 2.6 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 26% of 55 in its family; the record of its people begins on 2022-08-26 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 4.2 years and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

6.5/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
4.5/10

How much room does it have to grow?

bottom 45% of 68 in its family for room to expand.

weight 22% of this tense · 45th percentile among 68 sector filers · read for itself

From the record

Onfolio Holdings Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $2 million against no long-term debt tagged leaves 19.1% of its assets as net cash, top 47% of its family; cash from operations less capital spending is -8.7% of revenue (bottom 36%); a gross margin of 59.9% (bottom 45%) (its annual report).

What it rests on

  • cash less debt against assets19.1%top 47% of its family
  • cash from operations less capital spending against revenue-8.7%bottom 36% of its family
  • gross margin59.9%bottom 45% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
8.7/10

What could actually drive growth from here?

top 13% of 64 in its family for growth drivers.

weight 45% of this tense · 87th percentile among 64 sector filers · read for its customers

From the record

Onfolio Holdings Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 69.1% a year over the last three filed years against 56% over all 6, speeding up (top 4% of its family); the newest year grew 36.5% (top 21%) (its annual reports). Onfolio Holdings Inc. reported 2 lines of business in fiscal 2025: B Two B at $7 million (66%), B Two C at $4 million (34%); 2 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span+13.0 points a yeartop 4% of its family
  • the newest year's revenue growth36.5%top 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
4.7/10

Did its newest year beat what its own record pointed to?

bottom 47% of 54 in its family for expectations against reality.

weight 33% of this tense · 47th percentile among 54 sector filers · read for its shareholders

From the record

Onfolio Holdings Inc.'s newest year against its own record: revenue of $11 million in fiscal 2025 came in 27.4% below the $15 million its prior three years' pace pointed to (bottom 5% of its family); net income of $3 million against a prior three-year average of $5 million (bottom 46%); a net margin of -24.1% against losses larger than its revenue before (top 10%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-27.4%bottom 5% of its family
  • net income against the prior three years' average+49%bottom 46% of its family
  • net margin against its prior averageup more than 100 pointstop 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ONFO · research, not advice