Company Analysis
Sign in

OppFi Inc. (OPFI)

NYSE: OPFI · Finance Services · Chicago, IL · filing with the SEC since 2020
Full chart Alerts Compare
Grade5.8
◀ Past 4.7● Present 6.4▶ Future 6.7
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019
Report filedMar 12, 2026Mar 11, 2025Mar 27, 2024Mar 29, 2023Mar 11, 2022Mar 3, 2021·
Revenue381,182,000321,478,000273,182,000216,960,000263,679,000200,227,000114,868,000
For lenders
Interest and dividend income597,050,000525,963,000508,949,000452,859,000350,568,000291,014,000229,122,000
Provision for credit losses····929,00081,619,00099,389,000
Noninterest expense214,504,000226,942,000226,827,000223,302,000206,422,000122,711,00081,873,000
General and administrative16,590,00015,053,00013,643,00011,865,00013,860,0009,806,0007,877,000
Operating income166,678,00094,536,00046,355,000-6,342,00057,257,00077,516,00032,995,000
Interest expense···32,790,00021,809,00018,722,00020,091,000
Share of profit of equity-method investments4,974,0001,442,00000···
Other income (expense), net-4,173,000318,000431,000····
Income before income taxes156,132,00088,052,00041,810,0003,063,00090,106,00077,516,00032,995,000
Income tax expense9,885,0004,215,0002,331,000-277,000311,00000
Net income including non-controlling interests146,247,00083,837,00039,479,0003,340,00089,795,00077,516,00032,995,000
Net income to non-controlling interests119,918,00076,579,00040,484,000-3,758,00064,241,000··
Net income26,329,0007,258,000-1,005,0007,098,00025,554,000··
Net income to common shareholders26,329,0007,258,000-1,005,0007,098,00025,554,000··
Earnings per share, basic0.990.36-0.060.511.930.000.00
Earnings per share, diluted0.990.36-0.060.050.48r0.000.00
Weighted average shares, basic26,506,45820,145,60616,391,19913,913,62613,218,11900
Weighted average shares, diluted26,506,45820,145,60616,391,19984,256,08484,474,039r00
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenuesNetOfInterestExpense
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpenseDebt
Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments
Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton OPFI · research, not advice