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Oportun Financial Corporation (OPRT)

Nasdaq: OPRT · Finance Services · San Mateo, CA · filing with the SEC since 2012
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Grade5.7
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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017
Report filedFeb 27, 2026Feb 20, 2025Mar 15, 2024Mar 14, 2023Mar 1, 2022Feb 23, 2021Feb 28, 2020··
Revenue956,6851,001,7751,056,919952,545626,782583,734600,148497,579360,954
For lenders
Provision for credit losses·····0-4,48316,14798,315
Noninterest expense···715,943467,690393,154362,416287,317224,171
Selling, general and administrative33,98053,21872,38558,83837,48020,47115,39210,82816,858
Total operating expenses361,761410,381534,319715,943·····
Income before income taxes44,076-115,177-253,653-75,28662,791-58,09484,432170,0952,069
Income tax expense18,830-36,495-73,7022,45815,377-13,01222,83446,70112,275
Net income25,246-78,682-179,951-77,74447,414-45,08261,598123,394-10,206
Net income to common shareholders25,246-78,682-179,951-77,74447,414-45,0824,26216,597-10,206
Earnings per share, basic0.54-1.95-4.88-2.371.68-1.650.466.42-4.22
Earnings per share, diluted0.53-1.95-4.88-2.371.56-1.650.404.47-4.22
Weighted average shares, basic46,418,93440,356,02536,875,95032,825,77228,191,61027,333,2719,347,1032,585,4052,419,810
Weighted average shares, diluted47,858,63140,356,02536,875,95032,825,77230,323,19427,333,27110,761,8523,715,1032,419,810
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanAndLeaseLosses
us-gaap:ProvisionForLoanLeaseAndOtherLosses
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Selling, general and administrative the cost of selling and of running the companyus-gaap:SellingGeneralAndAdministrativeExpense
Total operating expenses the running costs togetherus-gaap:OperatingExpenses
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton OPRT · research, not advice