Company Analysis

Oscar Health, Inc. (OSCR)

NYSE: OSCR · Hospital & Medical Service Plans · New York, NY · filing with the SEC since 2013
Grade4.2
◀ Past 3.6● Present 3.8▶ Future 5.8
The companyfiscal 2025, as filed
Revenue$11.70B+27.5%
Net income-$443M-1842.5%
Earnings per share$-1.69-1790.0%
Operating cash flow$1.09B+11.9%
Cash$2.80B+80.8%
Debt$430M+43.6%
Shareholders’ equity$981M-3.5%
Shares, diluted262.4M-1.3%
Return on equity-45.2%
The recordfrom its filings
Filings in 2026100
Newest filingNov 5 · 10-Q
Annual reportFeb 13, 2026
Quarterly reportNov 5, 2026
Next report due10-K by Mar 1
Insider sales, 12 months$150M
Insider buys, 12 months$11.9M
Patents granted0
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $17.47BNet income $855MCash from operations $4.18Bthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
19202122232425
As filed, in USD. Nothing here is a forecast.

The company now

Oscar Health reported second-quarter 2026 revenue of $4.9 billion, up from $2.9 billion a year earlier, and net income of $361.8 million 3.

Medical costs took a smaller share of premiums, so the medical loss ratio (medical costs as a percent of premiums) was 79.2 percent against 91.1 percent a year earlier 3. The company credits its pricing and $164 million of favorable development on earlier medical claims 3.

About 3.0 million people were enrolled in its plans on 30 June 2026, around 46 percent more than a year before 2.

On 16 September 2026 the company raised its 2026 outlook and now expects earnings from operations of $600 million to $800 million 4.

The open question is how many people stay insured, since the company says subsidies that expired at the end of 2025 cut marketplace participation and its own membership after the 2026 enrollment period 2.

As of Oct 28, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 5, 2026 · SEC EDGAR · Form 10-Q
Quarterly report
Open the filing on sec.gov
Nov 5, 2026 · SEC EDGAR · Form 8-K
Results released
Open the filing on sec.gov
Oct 13, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 13, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 13, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Sep 22, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Sep 18, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Sep 18, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton OSCR · research, not advice