Prosperity Bancshares Inc (PB)

From the record

Prosperity Bancshares Inc's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Prosperity Bancshares Inc's 10 filed years say what it did: revenue went from $676 million in fiscal 2016 to $1.6 billion in fiscal 2025, up 9.8% a year; it rose in 7 of 9 years; the deepest fall was 8% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Prosperity Bancshares Inc's diluted share count grew about 1.2% a year, and dividends and buybacks returned about 57% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 241 sales (234 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-05 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Prosperity Bancshares Inc earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 80 cents per dollar of assets, and net share issuance: its share count shrank 0.1% over the year (the filed statements).

From the record

Prosperity Bancshares Inc's standing among 155 graded names in its industry family: revenue of $1.6 billion in fiscal 2025 ranks in the top 13% by size; a net margin of 34.6% ranks in the top 7%; revenue growth of 12.8% a year over the last 3 filed years ranks in the bottom 23% (its annual reports).

From the record

Prosperity Bancshares Inc's leadership, from its insiders' filings and its current reports: the chief executive on the record is Zalman, David (Senior Chairman & CEO, as filed), filing under that title since 2008-04-17, 18.6 years (top 8% of its family); the 22 officers and directors filing in the last fifteen months have been on the record a median of 12 years (top 13%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 22 people in charge now (top 33%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Prosperity Bancshares Inc's room to grow, from the newest filed statements (fiscal 2025): cash from operations less capital spending is 32.9% of revenue (top 20%); research spending of 0.5% of revenue (top 50%) (its annual report).

From the record

Prosperity Bancshares Inc's growth drivers, from the filed years to fiscal 2025: revenue grew 12.8% a year over the last three filed years against 9.8% over all 10, speeding up (bottom 40% of its family); the newest year grew -3.3% (bottom 12%); research spending grew 9.7% a year (top 50%); capital spending grew -8.5% a year (bottom 29%) (its annual reports). Prosperity Bancshares Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Prosperity Bancshares Inc's newest year against its own record: revenue of $1.6 billion in fiscal 2025 came in 20.6% below the $2.0 billion its prior three years' pace pointed to (bottom 25% of its family); net income of $543 million against a prior three-year average of $474 million (top 47%); a net margin of 34.6% against 35.5% before (top 28%) (its annual reports).