Company Analysis

Pathfinder Bancorp, Inc. (PBHC)

Nasdaq: PBHC · State Commercial Banks · Oswego, NY · filing with the SEC since 2014
Grade2.2
◀ Past 2.6● Present 2.0▶ Future 1.8
1 est.

Who owns Pathfinder Bancorp, Inc.

As filed with the SEC
Holders of 5% or more
3
AllianceBernstein L.P. holds 10.1% of Common Stock, as its SCHEDULE 13G/A filed Dec 4, 2025 says.
Directors and officers
13
report now, of 30 people on the record since 2014. Their holdings as a group are not read here.
Institutions as a whole
n/a
The record does not read the share held by managers that file Form 13F, so none is printed and no split of the rest is estimated. What it holds is the 3 named at left.
Holders of 5% or moreshare of the class, as filed
AllianceBernstein L.P.
SCHEDULE 13G/A · filed Dec 4, 2025 · Common Stock · 9.3% in Nov 14, 2025
10.1%
Minerva Advisors LLC
SCHEDULE 13G/A · filed Feb 17, 2026 · Common Stock, Par Value $0.01
5.5%
Pathfinder Bank Employee Stock Ownership Plan Trust
SCHEDULE 13G/A · filed Feb 13, 2026 · Common Stock, par value $0.01 per share · 5.6% in Feb 14, 2025
5.1%
What PBHC reports owning in othersstakes of 5% or more, and other ties
Other ties the annual report names
Acquired Subsidiary One
A company bought · acquisition · owns, named in the 10-K filed Mar 30, 2026

4 subsidiaries in 1 country, from the list filed with the 10-K filed Mar 30, 2026.

Insider tradesForm 4
0sales
5purchases
0sales on a scheduled plan
0people selling
$0sold, in dollars
$100,000bought, in dollars
Open-market trades on Form 4 from Sep 30, 2025 to Sep 30, 2026. A scheduled plan is a selling program set in advance under SEC rule 10b5-1. The trades are listed as filed and do not feed the grade.
By calendar yearSoldBought
17181920212223242526
2026 runs to Sep 30, 2026. Dollars as filed, summed by the transaction date.
People who traded in the window4 of 30 on the roster
PersonRole as filedSalesSoldOn a planBuysBought
Gagas Adam C.director0$002$0
Dowd James A.President and CEO0$001$0
Polniak JosephFVP, General Counsel0$001$0
Ayoub David A.director0$001$0
SI Assistanton PBHC · research, not advice