Ponce Financial Group, Inc. (PDLB)
Nasdaq: PDLB · Savings Institution, Federally Chartered · Bronx, NY · filing with the SEC since 2021
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
| Report filed | Mar 13, 2026 | Mar 13, 2025 | Mar 19, 2024 | Mar 21, 2023 | Mar 31, 2022 | · | · |
| For lenders | |||||||
| Interest and dividend income | 185,525 | 162,637 | 125,867 | 82,752 | 67,098 | 53,339 | 50,491 |
| Interest and investment income | · | · | · | · | 67,098 | 53,339 | · |
| Interest expense on deposits and borrowings | 85,714 | 86,157 | 60,601 | 16,149 | · | · | · |
| Net interest income | 99,811 | 76,480 | 65,266 | 66,603 | 58,846 | 41,970 | 38,133 |
| Provision for credit losses | 3,783 | 551r | 3,284r | 24,046 | 2,717 | 2,443 | 258 |
| Net interest income after provision | 96,028 | 75,929r | 61,982r | 42,557 | 56,129 | 39,527 | 37,875 |
| Noninterest income | 9,412 | 7,213 | 10,223 | 6,419 | 34,637 | 13,247 | 2,683 |
| Noninterest expense | 67,009 | 67,457r | 66,352r | 85,822 | 57,142 | 47,539 | 46,607 |
| Interest expense | 85,700 | 86,200 | 60,600r | 16,149 | 8,252 | 11,369 | 12,358 |
| Income before income taxes | 38,431 | 15,685 | 5,853 | -36,846 | 33,624 | 5,235 | -6,049 |
| Income tax expense | 9,728 | 4,713 | 2,501 | -6,845 | 8,209 | 1,382 | -924 |
| Net income including non-controlling interests | · | · | · | · | 25,415 | 3,853 | · |
| Net income | 28,703 | 10,972 | 3,352 | -30,001 | 25,415 | 3,853 | -5,125 |
| Preferred dividends | 1,125 | 638 | · | · | · | · | · |
| Net income to common shareholders | 27,578 | 10,334 | 3,352 | -30,001 | · | · | · |
| Earnings per share, basic | 1.21 | 0.46 | 0.15 | -1.32 | 1.52 | 0.23 | -0.29 |
| Earnings per share, diluted | 1.20 | 0.46 | 0.15 | -1.32 | 1.51 | 0.23 | -0.29 |
| Weighted average shares, basic | 22,746,226 | 22,434,654 | 22,745,317 | 22,690,943 | 16,744,561 | 16,673,193 | 17,432,318 |
| Weighted average shares, diluted | 23,060,669 | 22,551,715 | 22,822,313 | 22,690,943 | 16,791,443 | 16,682,584 | 17,432,318 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest and investment income what its cash and investments earned
us-gaap:InvestmentIncomeInterestAndDividendInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossPreferred dividends paid to preferred holders before common shareholders
us-gaap:PreferredStockDividendsIncomeStatementImpactNet income to common shareholders what is left for common shareholders
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasicEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding