Peapack-Gladstone Financial Corporation (PGC)

Nasdaq: PGC · Commercial Banks, NEC · Bedminster, NJ · filing with the SEC since 1997

Grade3.8

◀ Past 3.3● Present 3.8▶ Future 4.5

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 11, 2026	Mar 12, 2025	Mar 12, 2024	Mar 13, 2023	Mar 14, 2022	Mar 12, 2021	Mar 13, 2020	Mar 14, 2019	Mar 12, 2018	Mar 14, 2017
Revenue	282,995	228,128	229,667	242,497	210,304	189,362	174,970	159,356	145,768	125,353
For lenders
Interest and dividend income	362,525	327,801	304,010	211,875	160,067	165,750	180,670	159,686	138,727	117,048
Interest expense on deposits and borrowings	161,615	178,795	147,921	35,795	·	·	·	·	·	·
Net interest income	200,910	149,006	156,089	176,080	138,061	127,602	120,274	115,163	111,141	96,435
Provision for credit losses	23,518	7,500^r	14,091	450	6,475	32,400	4,000	3,550	5,850	7,500
Net interest income after provision	177,392	141,506	141,998	169,727	131,586	95,202	116,274	111,613	105,291	88,935
Noninterest income	82,085	79,122	73,578	82,085^r	72,243	61,760	54,696	44,193	34,627	28,918
Noninterest expense	207,168	175,676	148,295	133,800	126,167	124,959	104,848	98,086	85,611	75,112
Interest expense	·	·	147,921	35,795	22,006	38,148	60,396	44,523	27,586	20,613
Income before income taxes	52,309	44,952	67,281	102,344	77,662	32,003	66,122	57,720	54,307	42,741
Income tax expense	14,983	11,964	18,427	28,098	21,040	5,811	18,688	13,550	17,810	16,264
Net income including non-controlling interests	37,326	32,988	48,854	74,246	56,622	26,192	47,434	44,170	36,497	26,477
Net income	37,326	32,988	48,854	74,246	56,622	26,192	47,434	44,170	36,497	26,477
Net income to common shareholders	37,326	32,988	48,854	74,246	56,622	26,192	47,434	44,170	36,497	26,477
Earnings per share, basic	2.12	1.87	2.74	4.09	3.01	1.39	2.46	2.33	2.07^r	1.62
Earnings per share, diluted	2.10	1.85	2.71	4.00	2.93	1.37	2.44	2.31	2.03	1.60
Weighted average shares, basic	17,612,244	17,664,640	17,849,558	18,161,605	18,788,679	18,896,825	19,268,870	18,965,305	17,659,625	16,318,868
Weighted average shares, diluted	17,749,879	17,839,761	18,049,052	18,568,098	19,292,602	19,081,187	19,411,448	19,148,645	17,943,685	16,514,998

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton PGC · research, not advice