PLDT Inc. (PHI)

NYSE: PHI · Telephone Communications (No Radiotelephone) · Makati Metro Manila, PH · filing with the SEC since 1995

Full chart Alerts Compare

Grade5.6

◀ Past 6.5● Present 5.6▶ Future 5.2

1 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The grade of PLDT Inc.

Nine metrics read from its own filings, by tense

Headline grade

5.6/10

◀ Past6.525% of the headline

● Present5.635% of the headline

▶ Future5.240% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.5/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed

7.6/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 22% of this tense · 76th percentile among 21 sector filers · read for itself

From the record

PLDT Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed

5.5/10

What has it actually done, year after year?

+2.7% a year over 10 filed years; profitable in 10 of 10.

weight 45% of this tense · 55th percentile among 19 sector filers · read for its customers

From the record

PLDT Inc.'s 10 filed years say what it did: revenue went from PHP 171 billion in fiscal 2015 to PHP 217 billion in fiscal 2024, up 2.7% a year; it rose in 7 of 9 years; the deepest fall was 7% from fiscal 2015 to fiscal 2017; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

revenue growth over the filed span2.7%bottom 39% of its family
the share of years revenue rosebottom 45% of its family
the share of filed years with a profittop 18% of its family
the deepest fall from a revenue peak7.1%top 45% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed

6.9/10

How has it treated the people who own it?

Share count steady. 28% of cash flow returned. Insiders: 50 sales, 0 purchases.

weight 33% of this tense · 69th percentile among 18 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2024-12-31, PLDT Inc.'s diluted share count held steady, and dividends and buybacks returned about 28% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 50 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

the share count over the yearstop 47% of its family
cash returned against operating cash flowtop 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.6/1035% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed

5.8/10

Is it financially healthy right now?

ROE 28%: 28¢ of profit per shareholder dollar. Leverage 81%: owes 81¢ per asset dollar.

weight 45% of this tense · 58th percentile among 20 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2024-12-31, PLDT Inc. earned about 28 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 33 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 81 cents per dollar of assets, and net share issuance: its share count was unchanged over the year (the filed statements).

What it rests on

what it owes per dollar of assetsbottom 18% of its family
return on equitytop 19% of its family
gross profit against assetstop 28% of its family
the share count against the year beforetop 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed

6.0/10

How strong is its position in its industry?

top 39% of 19 in its family; net margin 15%.

weight 33% of this tense · 61st percentile among 19 sector filers · read for its customers

From the record

PLDT Inc.'s standing among 19 graded names in its industry family: revenue of PHP 217 billion in fiscal 2024 is not ranked by size, since the family reports in another currency; a net margin of 15% ranks in the top 29%; revenue growth of 4.1% a year over the last 3 filed years ranks in the top 50% (its annual reports).

What it rests on

net margin15.0%top 29% of its family
three-year revenue growth4.1%top 50% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate

4.5/10

What are the people in charge doing?

SI estimate 4.5/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 13 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-17 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 13 members with one.
What the record cannot read: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-17 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned: family median, 13 readings behind it.
Confidence: 20 of 100
What would change it: Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: PLDT Inc.'s leadership is put at 4.5 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-17 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 13 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

5.2/1040% of the headline grade · 3 of 3 filed

Room to expand

as filed

5.0/10

How much room does it have to grow?

top 50% of 19 in its family for room to expand.

weight 22% of this tense · 50th percentile among 19 sector filers · read for itself

From the record

PLDT Inc.'s room to grow, from the newest filed statements (fiscal 2024): cash of PHP 10 billion against debt of PHP 282 billion leaves -43.6% of its assets as net cash, bottom 18% of its family; cash from operations less capital spending is 7.4% of revenue (bottom 39%); a gross margin of 93.5% (top 6%) (its annual report).

What it rests on

cash less debt against assets-43.6%bottom 18% of its family
cash from operations less capital spending against revenue7.4%bottom 39% of its family
gross margin93.5%top 6% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed

5.7/10

What could actually drive growth from here?

top 43% of 19 in its family for growth drivers.

weight 45% of this tense · 57th percentile among 19 sector filers · read for its customers

From the record

PLDT Inc.'s growth drivers, from the filed years to fiscal 2024: revenue grew 4.1% a year over the last three filed years against 2.7% over all 10, speeding up (top 18% of its family); the newest year grew 2.8% (top 50%); capital spending grew -13.8% a year (bottom 38%) (its annual reports). PLDT Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

three-year growth against the whole span+1.4 points a yeartop 18% of its family
the newest year's revenue growth2.8%top 50% of its family
three-year growth of capital spending-13.8%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed

4.6/10

Did its newest year beat what its own record pointed to?

bottom 46% of 17 in its family for expectations against reality.

weight 33% of this tense · 46th percentile among 17 sector filers · read for its shareholders

From the record

PLDT Inc.'s newest year against its own record: revenue of PHP 217 billion in fiscal 2024 came in 1.9% below the PHP 221 billion its prior three years' pace pointed to (bottom 44% of its family); net income of PHP 33 billion against a prior three-year average of PHP 21 billion (top 50%); a net margin of 15% against 10.6% before (bottom 44%) (its annual reports).

What it rests on

revenue against the prior three years' pace-1.9%bottom 44% of its family
net income against the prior three years' average+52%top 50% of its family
net margin against its prior average+4.4 pointsbottom 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton PHI · research, not advice