All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
5 warning events since 2017; the latest 2024-11-20.
From the record
Plumas Bancorp's filings since 2017 show 5 warning events: an auditor change (8-K item 4.01, 5 times, the latest 2024-11-20) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+16.8% a year over 10 filed years; profitable in 10 of 10.
From the record
Plumas Bancorp's 10 filed years say what it did: revenue went from $25 million in fiscal 2016 to $102 million in fiscal 2025, up 16.8% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 3.3% a year. 22% of cash flow returned. Insiders: 4 sales, 2 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Plumas Bancorp's diluted share count grew about 3.3% a year, and dividends and buybacks returned about 22% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 2 purchases of their own stock on the open market in the year to 2026-09-30, buying about $26 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 11%: 11¢ of profit per shareholder dollar. Leverage 88%: owes 88¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Plumas Bancorp earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count grew 9.2% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 42% of 19 in its family; net margin 29.1%.
From the record
Plumas Bancorp's standing among 19 graded names in its industry family: revenue of $102 million in fiscal 2025 ranks in the bottom 26% by size; a net margin of 29.1% ranks in the top 13%; revenue growth of 19.4% a year over the last 3 filed years ranks in the top 39% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 31% of 14 in its family for leadership; chief executive since 2010.
From the record
Plumas Bancorp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Ryback, Andrew J (President and CEO, as filed), filing under that title since 2010-05-18, 16.5 years (top 4% of its family); the 16 officers and directors filing in the last fifteen months have been on the record a median of 7.5 years (top 12%); 15 officer or director changes were reported on Form 8-K since 2023-11-13, against the 16 people in charge now (bottom 22%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 26% of 19 in its family for room to expand.
From the record
Plumas Bancorp's room to grow, from the newest filed statements (fiscal 2025): cash of $81 million against no long-term debt tagged leaves 3.6% of its assets as net cash, top 39% of its family; cash from operations less capital spending is 19.9% of revenue (top 13%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 43% of 19 in its family for growth drivers.
From the record
Plumas Bancorp's growth drivers, from the filed years to fiscal 2025: revenue grew 19.4% a year over the last three filed years against 16.8% over all 10, speeding up (top 45% of its family); the newest year grew 20.6% (top 50%); capital spending grew -24.3% a year (bottom 25%) (its annual reports). Plumas Bancorp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 36% of 17 in its family for expectations against reality.
From the record
Plumas Bancorp's newest year against its own record: revenue of $102 million in fiscal 2025 came in 1.5% above the $100 million its prior three years' pace pointed to (top 50% of its family); net income of $30 million against a prior three-year average of $28 million (bottom 38%); a net margin of 29.1% against 39.4% before (bottom 21%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made