PRA Group, Inc. (PRAA)

Nasdaq: PRAA · Short-Term Business Credit Institutions · Norfolk, VA · filing with the SEC since 2002

Grade4.5

◀ Past 5.2● Present 4.4▶ Future 3.3

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 2, 2026	Feb 27, 2025	Feb 29, 2024	Feb 28, 2023	Mar 1, 2022	Feb 26, 2021	Mar 2, 2020	Mar 12, 2019	Feb 28, 2018	Mar 1, 2017
Revenue	1,201,837	1,114,524	802,554	966,524	1,095,732	1,065,414	1,017,081	908,256	828,206^r	930,603^r
For lenders
Interest and dividend income	11,504	9,301	12,943	2,228	1,088	1,015	2,247	·	·	·
Interest and investment income	·	·	·	·	·	1,015	2,247	3,130	5,612	5,047
Interest expense on deposits and borrowings	263,292	238,568	194,667	132,905	·	·	·	·	·	·
Net interest income	-251,788	-229,267	-181,724	-130,677	-124,143	-141,712	-141,918	-121,078	-98,041	-80,864
Total operating expenses	1,232,110	774,792	702,062	680,722	720,736	715,713	745,369	689,571	602,574	612,374
Operating income	-30,273	339,732	100,492	285,802	374,996	349,701	247,687	185,260	213,734^r	219,750^r
Interest expense	·	·	194,667	132,905	125,231	142,727	144,165	124,208	103,653	85,911^r
Interest income (expense), net	·	·	·	-130,677	-124,143	-141,712	-141,918	·	·	·
Other income (expense), net	-336	-851	-1,944	-1,325	282	-1,049	-364	-316	-2,790	-5,823
Income before income taxes	-243,239	109,605	-82,887	154,785	250,326	208,945	117,359	89,497	160,273^r	135,627^r
Income tax expense	46,735	21,032	-16,133	36,787	54,817	41,203	19,680	13,763	-10,852^r	43,577^r
Net income including non-controlling interests	-289,974	88,573	-66,754	117,998	195,509	167,742	97,679	75,734	171,125^r	92,050^r
Net income to non-controlling interests	15,168	17,972	16,723	851	12,351	18,403	11,521	10,171	6,810	5,795
Net income	-305,142	70,601	-83,477	117,147	183,158	149,339	86,158	65,563	164,315^r	86,255^r
Earnings per share, basic	-7.79	1.79	-2.13	2.96	4.07	3.28	1.90	1.45	3.60^r	1.86^r
Earnings per share, diluted	-7.79	1.79	-2.13	2.94	4.04	3.26	1.89	1.44	3.59^r	1.86^r
Weighted average shares, basic	39,173	39,382	39,177	39,638	44,960	45,540	45,387	45,280	45,671	46,316
Weighted average shares, diluted	39,173	39,542	39,177	39,888	45,330	45,860	45,577	45,413	45,823	46,388

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 3-for-1 split.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing costus-gaap:InterestExpense

Interest income (expense), net interest earned less interest paid, outside the businessus-gaap:InterestIncomeExpenseNonoperatingNet

Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton PRAA · research, not advice