Primerica, Inc. (PRI)

From the record

Primerica, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Primerica, Inc.'s 10 filed years say what it did: revenue went from $1.5 billion in fiscal 2016 to $3.3 billion in fiscal 2025, up 9% a year; it rose in 8 of 9 years; the deepest fall was 2% from fiscal 2021 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Primerica, Inc.'s diluted share count shrank about 5.0% a year, and dividends and buybacks returned about 65% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 12 sales (9 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-09 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Primerica, Inc. earned about 31 cents of profit for every dollar of shareholders' money. Leverage: it owed about 84 cents per dollar of assets, and net share issuance: its share count shrank 4.4% over the year (the filed statements).

From the record

Primerica, Inc.'s standing among 18 graded names in its industry family: revenue of $3.3 billion in fiscal 2025 ranks in the bottom 17% by size; a net margin of 22.8% ranks in the top 14%; revenue growth of 7.4% a year over the last 3 filed years ranks in the top 36% (its annual reports).

From the record

Primerica, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Williams, Glenn J. (Chief Executive Officer, as filed), filing under that title since 2016-11-15, 10 years (top 12% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 13.1 years (top 4%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 27%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Primerica, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $756 million against no long-term debt tagged leaves 5% of its assets as net cash, top 8% of its family; cash from operations less capital spending is 27.4% of revenue (top 22%) (its annual report).

From the record

Primerica, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 7.4% a year over the last three filed years against 9% over all 10, slowing (bottom 31% of its family); the newest year grew 6.6% (top 47%); capital spending grew -10.6% a year (bottom 17%) (its annual reports). Primerica, Inc. reported 3 lines of business in fiscal 2025: Term Life Insurance Segment Revenues at $1.8 billion (55%), Investment and Savings Products Segment Revenues at $1.2 billion (38%), Corporate and Other at $224 million (7%); 2 of 3 grew against the year before (its annual report).

From the record

Primerica, Inc.'s newest year against its own record: revenue of $3.3 billion in fiscal 2025 came in 1.2% below the $3.3 billion its prior three years' pace pointed to (bottom 47% of its family); net income of $751 million against a prior three-year average of $505 million (top 31%); a net margin of 22.8% against 17.9% before (top 14%) (its annual reports).