Republic Bancorp, Inc. (RBCAA)

Nasdaq: RBCAA · State Commercial Banks · Louisville, KY · filing with the SEC since 1996

Grade5.6

◀ Past 4.0● Present 6.9▶ Future 6.5

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 6, 2026	Mar 6, 2025	Mar 14, 2024	Mar 3, 2023	Mar 1, 2022	Feb 26, 2021	Mar 13, 2020	Mar 15, 2019	Mar 9, 2018	Mar 10, 2017
Revenue	417,495	384,804	360,235	326,501	309,315^r	319,368	311,134	289,483	·	·
For lenders
Interest and dividend income	438,513	432,986	356,063	244,184	228,406^r	252,258	280,883	256,181	218,778	173,992
Interest expense on deposits and borrowings	103,843	120,832	67,285	7,493	·	·	·	·	·	·
Net interest income	334,670	312,154	288,778	236,691	222,740^r	232,315	236,126	226,058	198,520	156,054
Provision for credit losses	31,597	54,376	47,624	22,348	14,808	31,278	25,758	31,368	27,704	14,493
Net interest income after provision	303,073	257,778	241,154	214,343	207,932^r	201,037	210,368	194,690	170,816	141,561
Noninterest income	82,825	72,650	71,457	89,810	86,575^r	87,053	75,008	63,425	58,414	57,509
Noninterest expense	220,189	202,725	199,398	187,308	183,065^r	185,457	172,183	163,852	150,844	130,107
Interest expense	·	·	67,285	7,493	5,666	19,943	44,757	30,123	20,258	17,938
Income before income taxes	165,709	127,703	113,213	116,845	111,442	102,633	113,193	94,263	78,386	68,963
Income tax expense	34,392	26,332	22,839	25,739	23,831^r	19,387	21,494	16,411	32,754	23,060
Net income including non-controlling interests	131,317	101,371	90,374	91,106	87,611^r	83,246	91,699	77,852	45,632	45,903
Net income	131,317	101,371	90,374	91,106	87,611^r	83,246	91,699	77,852	45,632	45,903
Weighted average shares, basic	·	·	·	·	·	·	·	·	·	20,942
Weighted average shares, diluted	19,809	19,736	19,853	20,101	20,757	21,069	21,135	21,065	21,007	20,954

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton RBCAA · research, not advice