Rhinebeck Bancorp, Inc. (RBKB)

Nasdaq: RBKB · Savings Institutions, Not Federally Chartered · Poughkeepsie, NY · filing with the SEC since 2018

Grade4.7

◀ Past 4.1● Present 3.7▶ Future 7.1

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Report filed	Mar 13, 2026	Mar 25, 2025	Mar 26, 2024	Mar 23, 2023	Mar 22, 2022	Mar 25, 2021	Mar 26, 2020	Mar 29, 2019	·
Revenue	2,984	3,002	2,880	2,829	2,584	2,276	2,824	2,806	2,406
For lenders
Interest and dividend income	68,873	63,222^r	60,659	48,592	43,700	44,395	40,986	33,730	27,887
Interest expense on deposits and borrowings	22,480	25,527	22,694	·	·	·	·	·	·
Net interest income	46,393	37,695^r	37,965	41,836	39,413	36,376	32,247	28,410	24,587
Provision for credit losses	1,659	2,800	1,702	1,414	-3,667	7,138	2,460	2,100	900
Net interest income after provision	44,734	34,895^r	36,263	40,422	43,080	29,238	29,787	26,310	23,687
Noninterest income	6,971	-8,984^r	5,780	5,896	7,423	8,303	5,630	5,181	8,057
Noninterest expense	39,020	36,848	36,429	37,422	35,512	30,065	27,925	26,120	25,144
Interest expense	·	·	22,694	6,756	4,287	8,019	8,739	5,320	3,300
Income before income taxes	12,685	-10,937	5,614	8,896	14,991	7,476	7,492	5,371	6,600
Income tax expense	2,640	-2,317	1,219	1,899	3,433	1,559	1,529	1,014	3,598
Net income including non-controlling interests	10,045	-8,620	4,395	6,997	11,558	5,917	5,963	4,357	·
Net income	10,045	-8,620	4,395	6,997	11,558	5,917	5,963	4,357	3,002
Earnings per share, basic	0.93	-0.80	0.41	0.65	1.07	0.55	0.56	·	·
Earnings per share, diluted	0.92	-0.80	0.40	0.64	1.06	0.55	0.56	·	·
Weighted average shares, basic	10,806,021	10,757,750	10,789,009	10,839,335	10,769,191	10,729,596	10,707,776	·	·
Weighted average shares, diluted	10,957,428	10,757,750	10,855,552	11,004,597	10,954,366	10,739,841	10,707,776	·	·
Weighted average shares, basic and diluted	·	·	·	·	·	10,729,596	10,707,776	·	·

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton RBKB · research, not advice