All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
4 warning events since 2021; the latest 2023-09-26.
From the record
Roadzen, Inc.'s filings since 2021 show 4 warning events of 2 kinds: an auditor change (8-K item 4.01, the latest 2023-09-26); a late-report notice (Form NT 10-K or NT 10-Q, 3 times, the latest 2023-08-11) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+59.5% a year over 4 filed years; profitable in 0 of 4.
From the record
Roadzen, Inc.'s 4 filed years say what it did: revenue went from $14 million in fiscal 2023 to $55 million in fiscal 2026, up 59.5% a year; it rose in 2 of 3 years; the deepest fall was 5% from fiscal 2024 to fiscal 2025; net income was positive in 0 of 4 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 1.0/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Roadzen, Inc.'s shareholder treatment is put at 1.0 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 10% of 29 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
Leverage 156%: owes 156¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-03-31, Roadzen, Inc.'s shareholders' equity was below zero, so the profit on it is not read, and gross profitability: its products earned about 64 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 156 cents per dollar of assets, and net share issuance: its share count grew 10.9% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 40% of 30 in its family; net margin -40.9%.
From the record
Roadzen, Inc.'s standing among 30 graded names in its industry family: revenue of $55 million in fiscal 2026 ranks in the bottom 10% by size; a net margin of -40.9% ranks in the bottom 15%; revenue growth of 59.5% a year over the last 3 filed years ranks in the top 5% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 22% of 21 in its family for leadership; chief executive since 2024.
From the record
Roadzen, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Malhotra, Rohan (Mr. Rohan Malhotra is the Chief Executive Officer and Director of the Issuer., as filed), filing under that title since 2024-11-21, 2 years (bottom 38% of its family); most of the 7 officers and directors filing now have filed since the record of its people begins (2023-09-20), a floor of 3.1 years the record cannot see past, so that part is not read; 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 7 people in charge now (bottom 6%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 26% of 29 in its family for room to expand.
From the record
Roadzen, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $7 million against debt of $16 million leaves -16.7% of its assets as net cash, bottom 22% of its family; cash from operations less capital spending is -38.7% of revenue (bottom 2%); a gross margin of 61.3% (top 27%); research spending of 0.7% of revenue (bottom 7%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 48% of 29 in its family for growth drivers.
From the record
Roadzen, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 59.5% a year over the last three filed years against 59.5% over all 4, speeding up (top 43% of its family); the newest year grew 24.2% (top 22%); research spending grew -46.5% a year (bottom 19%); capital spending grew 6.2% a year (top 46%) (its annual reports). Roadzen, Inc. reported 2 product lines in fiscal 2026: Commision and Distrubution Service at $28 million (50%), Insurance Service at $27 million (50%); 2 of 2 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 43% of 25 in its family for expectations against reality.
From the record
Roadzen, Inc.'s newest year against its own record: revenue of $55 million in fiscal 2026 came in 31.2% below the $80 million its prior three years' pace pointed to (bottom 6% of its family); net income of $23 million against a prior three-year average of $62 million (top 34%); a net margin of -40.9% against losses larger than its revenue before (top 2%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made