Reinsurance Group of America, Incorporated (RGA)

From the record

Reinsurance Group of America, Incorporated's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Reinsurance Group of America, Incorporated's 10 filed years say what it did: revenue went from $12 billion in fiscal 2016 to $24 billion in fiscal 2025, up 8.3% a year; it rose in 8 of 9 years; the deepest fall was 3% from fiscal 2021 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Reinsurance Group of America, Incorporated's diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 4% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 0 purchases of their own stock on the open market in the year to 2026-10-22 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Reinsurance Group of America, Incorporated earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 0.1% over the year (the filed statements).

From the record

Reinsurance Group of America, Incorporated's standing among 18 graded names in its industry family: revenue of $24 billion in fiscal 2025 ranks in the top 17% by size; a net margin of 5% ranks in the bottom 42%; revenue growth of 13.5% a year over the last 3 filed years ranks in the top 14% (its annual reports).

From the record

Reinsurance Group of America, Incorporated's leadership, from its insiders' filings and its current reports: the chief executive on the record is Cheng, Tony Kin Shun (President and CEO, as filed), filing under that title since 2024-12-20, 1.9 years (bottom 35% of its family); the 27 officers and directors filing in the last fifteen months have been on the record a median of 3.1 years (bottom 4%); 14 officer or director changes were reported on Form 8-K since 2023-11-13, against the 27 people in charge now (bottom 27%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Reinsurance Group of America, Incorporated's room to grow, from the newest filed statements (fiscal 2025): cash of $4.2 billion against debt of $5.7 billion leaves -1% of its assets as net cash, bottom 14% of its family; cash from operations less capital spending is 17.3% of revenue (top 41%) (its annual report).

From the record

Reinsurance Group of America, Incorporated's growth drivers, from the filed years to fiscal 2025: revenue grew 13.5% a year over the last three filed years against 8.3% over all 10, speeding up (top 31% of its family); the newest year grew 7.2% (top 31%); capital spending grew -9.7% a year (bottom 28%) (its annual reports). Reinsurance Group of America, Incorporated tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Reinsurance Group of America, Incorporated's newest year against its own record: revenue of $24 billion in fiscal 2025 came in 8.1% below the $26 billion its prior three years' pace pointed to (bottom 25% of its family); net income of $1.2 billion against a prior three-year average of $712 million (top 25%); a net margin of 5% against 3.8% before (top 36%) (its annual reports).