Raymond James Financial, Inc. (RJF)

NYSE: RJF · Security Brokers, Dealers & Flotation Companies · St Petersburg, FL · filing with the SEC since 1995

Grade5.4

◀ Past 6.3● Present 5.5▶ Future 4.4

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in September.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019	Sep 30, 2018	Sep 30, 2017	Sep 30, 2016
Report filed	Nov 25, 2025	Nov 26, 2024	Nov 21, 2023	Nov 22, 2022	Nov 23, 2021	Nov 24, 2020	Nov 26, 2019	Nov 21, 2018	Nov 22, 2017	·
Revenue	15,912,000	14,923,000	12,992,000	11,308,000	9,910,000	8,168,000	8,023,000	7,476,000^r	6,525,000^r	5,521,120^r
For lenders
Interest and dividend income	3,994,000	4,232,000	3,748,000	1,508,000	823,000	1,000,000	1,281,000	1,044,000^r	802,000^r	640,397^r
Interest expense on deposits and borrowings	1,847,000	2,102,000	1,373,000	305,000	·	·	·	·	·	·
Net interest income	2,147,000	2,130,000	2,375,000	1,203,000	673,000	822,000	998,000	842,000^r	648,000^r	524,341^r
Provision for credit losses	122,000	21,000	292,000	111,000	-20,000	257,000	59,000	55,000^r	36,000^r	42,394
Net interest income after provision	2,110,000	2,085,000	2,243,000	1,103,000	705,000	589,000	976,000	822,000^r	635,000^r	496,174^r
Noninterest income	11,918,000	10,691,000	9,244,000	·	·	7,168,000	6,742,000	6,432,000	5,723,000	·
Noninterest expense	11,351,000	10,178,000	9,339,000	8,981,000	7,969,000	6,938,000	6,365,000	5,963,000^r	5,446,000^r	4,593,120^r
Interest expense	·	·	1,373,000	305,000	150,000	178,000	283,000	202,000^r	154,000^r	116,056^r
Income before income taxes	·	·	2,280,000	2,022,000	1,791,000	1,052,000	1,375,000	1,311,000^r	925,346	800,643
Income tax expense	579,000	575,000	541,000	513,000	388,000	234,000	341,000	454,000^r	289,000^r	271,293
Net income including non-controlling interests	·	·	·	·	·	·	·	850,917	638,867	540,651^r
Net income to non-controlling interests	·	·	·	·	·	·	·	-5,778	2,632	11,301^r
Net income	2,135,000	2,068,000	1,739,000	1,509,000	1,403,000	818,000	1,034,000	857,000^r	636,000^r	529,350
Preferred dividends	5,000	5,000	6,000	4,000	0	0	·	·	·	·
Net income to common shareholders	2,130,000	2,063,000	1,733,000	1,505,000	1,403,000	818,000	·	·	·	·
Earnings per share, basic	10.53	9.94	8.16	7.16	6.81	3.96^r	4.88^r	3.9267^b	2.9533^b	2.48^b
Earnings per share, diluted	10.30	9.70	7.97	6.98	6.63	3.88^r	4.78^r	3.8333^b	2.8867^b	2.4333^b
Weighted average shares, basic	202,000.0	207,100.0	211,800.0	209,900.0	205,700.0	206,400.0^r	211,500.0^r	217,950.0^rb	214,950.0^rb	212,659.5^b
Weighted average shares, diluted	206,600.0	212,300.0	216,900.0	215,300.0	211,200.0	210,300.0^r	216,000.0^r	223,200.0^rb	219,900.0^rb	216,769.5^b

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 3-for-2 split of Sep 2021.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton RJF · research, not advice