All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2020; the latest 2026-05-12.
From the record
Rocket Companies, Inc.'s filings since 2020 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2026-05-12) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+6.9% a year over 8 filed years; profitable in 4 of 8.
From the record
Rocket Companies, Inc.'s 8 filed years say what it did: revenue went from $4.2 billion in fiscal 2018 to $6.7 billion in fiscal 2025, up 6.9% a year; it rose in 4 of 7 years; the deepest fall was 76% from fiscal 2020 to fiscal 2023; net income was positive in 4 of 8 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 1.9/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Rocket Companies, Inc.'s shareholder treatment is put at 1.9 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 19% of 19 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
ROE 0%: lost 0¢ per shareholder dollar. Leverage 62%: owes 62¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Rocket Companies, Inc. lost about 0 cents for every dollar of shareholders' money. Leverage: it owed about 62 cents per dollar of assets, and net share issuance: its share count grew 837.6% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 50% of 19 in its family; net margin -1%.
From the record
Rocket Companies, Inc.'s standing among 19 graded names in its industry family: revenue of $6.7 billion in fiscal 2025 ranks in the top 3% by size; a net margin of -1% ranks in the bottom 29%; revenue growth of 4.7% a year over the last 3 filed years ranks in the bottom 24% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 31% of 14 in its family for leadership; chief executive since 2023.
From the record
Rocket Companies, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Krishna, Varun (Chief Executive Officer, as filed), filing under that title since 2023-09-08, 3.2 years (bottom 39% of its family); the 16 officers and directors filing in the last fifteen months have been on the record a median of 2.7 years (bottom 13%); 10 officer or director changes were reported on Form 8-K since 2023-11-13, against the 16 people in charge now (bottom 41%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 47% of 19 in its family for room to expand.
From the record
Rocket Companies, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $2.9 billion against no long-term debt tagged leaves 4.8% of its assets as net cash, top 29% of its family; cash from operations less capital spending is -60% of revenue (bottom 34%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 49% of 19 in its family for growth drivers.
From the record
Rocket Companies, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 4.7% a year over the last three filed years against 6.9% over all 8, slowing (bottom 34% of its family); the newest year grew 31.3% (top 34%); capital spending grew -0.8% a year (top 46%) (its annual reports). Rocket Companies, Inc. reported 2 lines of business in fiscal 2025: Direct To Customer at $4.8 billion, Partner Network at $668 million. 1 of 2 grew in the latest filed year, and the largest line is 88% of revenue (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 50% of 17 in its family for expectations against reality.
From the record
Rocket Companies, Inc.'s newest year against its own record: revenue of $6.7 billion in fiscal 2025 came in 40.4% above the $4.8 billion its prior three years' pace pointed to (top 9% of its family); net income of $68 million against a prior three-year average of $20 million (bottom 15%); a net margin of -1% against 0.3% before (bottom 44%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made