Company Analysis
Sign in

Regional Management Corp (RM)

NYSE: RM · Personal Credit Institutions · Greer, SC · filing with the SEC since 2011
Full chart Alerts Compare
Grade3.5
◀ Past 2.4● Present 3.7▶ Future 5.0
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 20, 2026Feb 21, 2025Feb 22, 2024Feb 24, 2023Mar 4, 2022Feb 25, 2021Mar 16, 2020Mar 8, 2019Feb 23, 2018Feb 10, 2017
Revenue645,598.0588,503.0551,399.0507,187.0428,351.0373,906.0355,713.0306,706.0272,459.0240,518.0
For lenders
Interest and dividend income537,555.0491,308.0454,856.0416,969.0······
Provision for credit losses245,432.0212,200.0220,034.0185,115.089,015.0123,810.099,611.087,056.077,339.063,014.0
For insurers
Premiums earned58,771.057,312.059,830.060,190.053,218.042,816.035,544.031,095.025,860.0r23,191.0r
General and administrative257,575.0247,698.0243,119.0222,528.0195,514.0176,316.0156,984.0140,284.0130,955.0118,632.0
Interest expense····31,349.037,852.040,125.033,464.023,908.019,924.0
Interest income (expense), net-84,814.0-74,530.0-67,463.0-34,223.0-31,349.0-37,852.0····
Income before income taxes57,777.054,075.020,783.065,321.0112,473.035,928.058,993.045,902.040,257.038,948.0
Income tax expense13,365.012,848.04,825.014,097.023,786.09,198.014,261.010,557.010,294.014,917.0
Net income including non-controlling interests44,412.041,227.015,958.051,224.088,687.026,730.044,732.035,345.029,963.024,031.0
Net income44,412.041,227.015,958.051,224.088,687.026,730.044,732.035,345.029,963.024,031.0
Earnings per share, basic4.714.281.705.518.842.453.923.032.592.03
Earnings per share, diluted4.454.141.665.308.332.403.802.932.541.99
Weighted average shares, basic9,4289,6409,3989,29610,03410,93011,40111,65511,55111,824
Weighted average shares, diluted9,9849,9579,5939,65610,64311,14511,77312,07811,78312,085
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Interest income (expense), net interest earned less interest paid, outside the businessus-gaap:InterestIncomeExpenseNonoperatingNet
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton RM · research, not advice