Richmond Mutual Bancorporation, Inc. (RMBI)

Nasdaq: RMBI · State Commercial Banks · Richmond, IN · filing with the SEC since 2019

Grade5.8

◀ Past 7.9● Present 3.9▶ Future 4.9

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Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Report filed	Mar 23, 2026	Mar 27, 2025	Mar 29, 2024	Mar 31, 2023	Mar 30, 2022	Mar 31, 2021	Mar 30, 2020	·
For lenders
Interest and dividend income	85,907,554	80,526,194	67,409,913	51,858,001	45,925,996	42,861,135^r	41,557,900	35,199,250
Interest and investment income	818,092	826,661	562,323	152,958	51,975	152,336	1,150,873	132,308
Interest expense on deposits and borrowings	42,061,216	41,819,033	29,747,522	·	·	·	·	·
Net interest income	43,846,338	38,707,161	37,662,391	41,638,660	38,244,215	33,468,480^r	30,401,422	27,446,931
Provision for credit losses	2,152,969	550,265	531,974	600,000	1,430,000	3,770,000	2,600,000	1,680,000
Net interest income after provision	41,693,369	38,156,896	37,130,417	41,038,660	36,814,215	29,698,480^r	27,801,422	25,766,931
Noninterest income	5,062,406	4,758,152	4,610,779	4,866,773	5,415,600	6,805,753^r	3,859,834	4,294,060
Noninterest expense	33,102,747	32,051,352	30,738,479	30,156,527	28,649,415	24,009,129	51,038,155	23,104,802
Interest expense	·	·	29,747,522	10,219,341	7,681,781	9,392,655	11,156,478	7,752,319
Income before income taxes	13,653,000	·	·	·	·	·	·	·
Income tax expense	2,076,261	1,486,348	1,515,881	2,783,467	2,435,500	2,477,453	-5,292,413^r	1,278,000
Net income including non-controlling interests	11,577,000	9,377,000	9,487,000	12,965,000	11,145,000	10,018,000	·	·
Net income	11,576,767	9,377,348	9,486,836	12,965,439	11,144,900	10,017,651	-14,084,486	5,677,951
Earnings per share, basic	1.20	0.93	0.91	1.20	0.98	0.82	-1.27	·
Earnings per share, diluted	1.17	0.92	0.91	1.17	0.96	0.82	-1.27	·
Weighted average shares, basic	10,502,458	11,028,029	11,487,615	12,001,527	12,731,735	13,414,367	·	·
Weighted average shares, diluted	9,901,266	10,228,712	10,450,611	11,058,178	11,632,332	12,286,437	·	·

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton RMBI · research, not advice