Red River Bancshares, Inc. (RRBI)

From the record

Red River Bancshares, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2023-12-19) (its current reports).

From the record

Red River Bancshares, Inc.'s 8 filed years say what it did: revenue went from $67 million in fiscal 2018 to $150 million in fiscal 2025, up 12.2% a year; it rose in 6 of 7 years; the deepest fall was 0% from fiscal 2020 to fiscal 2021; net income was positive in 8 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Red River Bancshares, Inc.'s diluted share count shrank about 2.3% a year, and dividends and buybacks returned about 33% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 16 purchases of their own stock on the open market in the year to 2026-11-05, buying about $477 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Red River Bancshares, Inc. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count shrank 3.1% over the year (the filed statements).

From the record

Red River Bancshares, Inc.'s standing among 155 graded names in its industry family: revenue of $150 million in fiscal 2025 ranks in the bottom 28% by size; a net margin of 28.5% ranks in the top 19%; revenue growth of 16.7% a year over the last 3 filed years ranks in the bottom 44% (its annual reports).

From the record

Red River Bancshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Chatelain, Ronald Blake (President, Chief Executive Officer, and Director, as filed), filing under that title since 2019-05-02, 7.5 years (bottom 47% of its family); the 9 officers and directors filing in the last fifteen months have been on the record a median of 7.5 years (top 48%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 9 people in charge now (bottom 28%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Red River Bancshares, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $213 million against no long-term debt tagged leaves 6.4% of its assets as net cash, top 22% of its family; cash from operations less capital spending is 28.2% of revenue (top 31%) (its annual report).

From the record

Red River Bancshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 16.7% a year over the last three filed years against 12.2% over all 8, speeding up (top 44% of its family); the newest year grew 9.2% (top 30%); capital spending grew -32.6% a year (bottom 8%) (its annual reports). Red River Bancshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Red River Bancshares, Inc.'s newest year against its own record: revenue of $150 million in fiscal 2025 came in 9.4% below the $165 million its prior three years' pace pointed to (top 31% of its family); net income of $43 million against a prior three-year average of $35 million (top 36%); a net margin of 28.5% against 31.2% before (top 43%) (its annual reports).