All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2026-01-07.
From the record
Riverview Bancorp Inc's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2026-01-07) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+6.4% a year over 10 filed years; profitable in 9 of 10.
From the record
Riverview Bancorp Inc's 10 filed years say what it did: revenue went from $36 million in fiscal 2017 to $62 million in fiscal 2026, up 6.4% a year; it rose in 8 of 9 years; the deepest fall was 4% from fiscal 2020 to fiscal 2021; net income was positive in 9 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.3% a year. 44% of cash flow returned. Insiders: 2 sales, 24 purchases.
From the record
Over the 3 fiscal years to 2026-03-31, Riverview Bancorp Inc's diluted share count shrank about 1.3% a year, and dividends and buybacks returned about 44% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 24 purchases of their own stock on the open market in the year to 2026-11-05, buying about $166 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE -3%: lost 3¢ per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-03-31, Riverview Bancorp Inc lost about 3 cents for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count shrank 1.1% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 23% of 31 in its family; net margin -7%.
From the record
Riverview Bancorp Inc's standing among 31 graded names in its industry family: revenue of $62 million in fiscal 2026 ranks in the bottom 40% by size; a net margin of -7% ranks in the bottom 15%; revenue growth of 3.7% a year over the last 3 filed years ranks in the bottom 15% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 25% of 25 in its family for leadership; chief executive since 2024.
From the record
Riverview Bancorp Inc's leadership, from its insiders' filings and its current reports: the chief executive on the record is Sherman, Nicole (President/CEO, as filed), filing under that title since 2024-07-11, 2.3 years (bottom 11% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 3.9 years (bottom 2%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 37%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 36% of 25 in its family for room to expand.
From the record
Riverview Bancorp Inc's room to grow, from the newest filed statements (fiscal 2026): cash of $117 million against no long-term debt tagged leaves 8% of its assets as net cash, top 23% of its family; cash from operations less capital spending is 18.1% of revenue (top 48%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 25% of 30 in its family for growth drivers.
From the record
Riverview Bancorp Inc's growth drivers, from the filed years to fiscal 2026: revenue grew 3.7% a year over the last three filed years against 6.4% over all 10, slowing (bottom 15% of its family); the newest year grew 5.2% (top 45%); capital spending grew -45.8% a year (bottom 5%) (its annual reports). Riverview Bancorp Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 39% of 29 in its family for expectations against reality.
From the record
Riverview Bancorp Inc's newest year against its own record: revenue of $62 million in fiscal 2026 came in 2.2% above the $61 million its prior three years' pace pointed to (top 9% of its family); net income of $4 million against a prior three-year average of $9 million (bottom 9%); a net margin of -7% against 15.8% before (bottom 16%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made