Safety Insurance Group, Inc. (SAFT)

From the record

Safety Insurance Group, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2021-06-04) (its current reports).

From the record

Safety Insurance Group, Inc.'s 10 filed years say what it did: revenue went from $820 million in fiscal 2016 to $1.3 billion in fiscal 2025, up 4.9% a year; it rose in 6 of 9 years; the deepest fall was 10% from fiscal 2021 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Safety Insurance Group, Inc.'s diluted share count grew about 0.1% a year, and dividends and buybacks returned about 43% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Safety Insurance Group, Inc. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 64 cents per dollar of assets, and net share issuance: its share count grew 0.2% over the year (the filed statements).

From the record

Safety Insurance Group, Inc.'s standing among 60 graded names in its industry family: revenue of $1.3 billion in fiscal 2025 ranks in the bottom 44% by size; a net margin of 7.9% ranks in the bottom 21%; revenue growth of 16.6% a year over the last 3 filed years ranks in the top 37% (its annual reports).

From the record

Safety Insurance Group, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Murphy, George (PRESIDENT AND CEO, as filed), filing under that title since 2016-04-01, 10.6 years (top 27% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 6.1 years (bottom 37%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 16%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Safety Insurance Group, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $74 million against debt of $50 million leaves 1% of its assets as net cash, bottom 39% of its family; cash from operations less capital spending is 15.2% of revenue (bottom 44%) (its annual report).

From the record

Safety Insurance Group, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 16.6% a year over the last three filed years against 4.9% over all 10, speeding up (top 13% of its family); the newest year grew 12.8% (top 31%); capital spending grew 6.2% a year (top 28%) (its annual reports). Safety Insurance Group, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Safety Insurance Group, Inc.'s newest year against its own record: revenue of $1.3 billion in fiscal 2025 came in 4.8% below the $1.3 billion its prior three years' pace pointed to (top 40% of its family); net income of $99 million against a prior three-year average of $45 million (top 40%); a net margin of 7.9% against 4.7% before (bottom 40%) (its annual reports).