Seacoast Banking Corporation of Florida (SBCF)

From the record

Seacoast Banking Corporation of Florida's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Seacoast Banking Corporation of Florida's 10 filed years say what it did: revenue went from $148 million in fiscal 2016 to $836 million in fiscal 2025, up 21.2% a year; it rose in 7 of 9 years; the deepest fall was 2% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Seacoast Banking Corporation of Florida's diluted share count grew about 11.5% a year, and dividends and buybacks returned about 2% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 13 sales (5 under scheduled 10b5-1 plans) and 2 purchases of their own stock on the open market in the year to 2026-11-10, buying about $155 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Seacoast Banking Corporation of Florida earned about 5 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count grew 4.8% over the year (the filed statements).

From the record

Seacoast Banking Corporation of Florida's standing among 155 graded names in its industry family: revenue of $836 million in fiscal 2025 ranks in the top 27% by size; a net margin of 17.3% ranks in the bottom 27%; revenue growth of 30% a year over the last 3 filed years ranks in the top 10% (its annual reports).

From the record

Seacoast Banking Corporation of Florida's leadership, from its insiders' filings and its current reports: the chief executive on the record is Shaffer, Charles M (Chairman, President & CEO, as filed), filing under that title since 2021-02-12, 5.7 years (bottom 37% of its family); the 21 officers and directors filing in the last fifteen months have been on the record a median of 8.9 years (top 26%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 21 people in charge now (top 37%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Seacoast Banking Corporation of Florida's room to grow, from the newest filed statements (fiscal 2025): cash of $389 million against debt of $113 million leaves 1.3% of its assets as net cash, bottom 23% of its family; cash from operations less capital spending is 22.5% of revenue (bottom 44%) (its annual report).

From the record

Seacoast Banking Corporation of Florida's growth drivers, from the filed years to fiscal 2025: revenue grew 30% a year over the last three filed years against 21.2% over all 10, speeding up (top 17% of its family); the newest year grew 15.3% (top 12%) (its annual reports). Seacoast Banking Corporation of Florida tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Seacoast Banking Corporation of Florida's newest year against its own record: revenue of $836 million in fiscal 2025 came in 16.5% below the $1.0 billion its prior three years' pace pointed to (bottom 46% of its family); net income of $145 million against a prior three-year average of $111 million (top 22%); a net margin of 17.3% against 19.9% before (top 42%) (its annual reports).