SB Financial Group, Inc. (SBFG)

From the record

SB Financial Group, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

SB Financial Group, Inc.'s 10 filed years say what it did: revenue went from $25 million in fiscal 2013 to $45 million in fiscal 2022, up 6.7% a year; it rose in 6 of 9 years; the deepest fall was 6% from fiscal 2019 to fiscal 2021; net income was positive in 7 of 7 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, SB Financial Group, Inc.'s diluted share count shrank about 3.4% a year, and dividends and buybacks returned about 53% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $1 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, SB Financial Group, Inc. earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 4.4% over the year (the filed statements).

From the record

SB Financial Group, Inc.'s standing among 155 graded names in its industry family: revenue of $45 million in fiscal 2022 ranks in the bottom 4% by size; a net margin of 28.1% ranks in the top 20%; revenue growth of 0.1% a year over the last 3 filed years ranks in the bottom 2% (its annual reports).

From the record

SB Financial Group, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Klein, Mark A (CHAIRMAN, PRESIDENT, CEO, as filed), filing under that title since 2006-05-02, 20.5 years (top 4% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 12.7 years (top 9%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 7%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

SB Financial Group, Inc.'s growth drivers, from the filed years to fiscal 2022: revenue grew 0.1% a year over the last three filed years against 6.7% over all 10, slowing (bottom 6% of its family); the newest year grew 6.4% (top 40%); capital spending grew 11.1% a year (top 42%) (its annual reports). SB Financial Group, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

SB Financial Group, Inc.'s newest year against its own record: revenue of $45 million in fiscal 2022 came in 9.5% above the $41 million its prior three years' pace pointed to (top 5% of its family); net income of $13 million against a prior three-year average of $15 million (bottom 12%); a net margin of 28.1% against 35.2% before (bottom 21%) (its annual reports).