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Sezzle Inc. (SEZL)

Nasdaq: SEZL · Services-Business Services, NEC · Minneapolis, MN · filing with the SEC since 2016
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Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020
Report filedFeb 26, 2026Feb 27, 2025Feb 29, 2024Feb 28, 2023Mar 30, 2022·
Revenue450,279,000271,128,000r159,356,772125,570,441114,816,63558,788,273
For lenders
Provision for credit losses89,298,00055,015,000r23,186,97329,437,17952,621,68219,587,918
Selling, general and administrative·11,403,4688,587,78116,411,91215,768,5837,214,535
General and administrative16,774,00011,403,000····
Total costs and expenses273,490,000188,882,000r137,156,371154,005,046183,499,47486,720,583
Operating income176,789,00082,246,000r22,200,401-28,434,605-68,682,839-27,932,310
Interest expense14,021,00013,762,000r15,968,3808,600,7165,269,2844,303,175
Total non-operating income (expense)123,000354,000r1,933,450-225,606-65,145-126,291
Income before income taxes162,891,00067,317,000r7,709,509-38,024,309-75,109,947-32,361,776
Income tax expense29,761,000-11,205,000r611,48769,44758,41630,964
Net income133,130,00078,522,000r7,098,022-38,093,756-75,168,363-32,392,740
Earnings per share, basic3.932.33r0.2117b-1.1667rb-2.4067b-1.0767b
Earnings per share, diluted3.722.19r0.2083b-1.1667rb-2.4067b-1.0767b
Weighted average shares, basic33,910,00033,711,000r33,636,522b32,661,630rb31,633,268b29,501,470b
Weighted average shares, diluted35,744,00035,890,000r34,071,162b32,661,630rb31,633,268b29,501,470b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 6-for-1 split of Mar 2025.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
Selling, general and administrative the cost of selling and of running the companyus-gaap:SellingGeneralAndAdministrativeExpense
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense
Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton SEZL · research, not advice