Sound Financial Bancorp, Inc. (SFBC)

Nasdaq: SFBC · Savings Institution, Federally Chartered · Seattle, WA · filing with the SEC since 2012

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Grade4.8

◀ Past 5.3● Present 4.5▶ Future 4.2

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The companyfiscal 2025, as filed

Revenue$57.6M+0.3%

Net income$7.2M+54.3%

Earnings per share$2.77+53.9%

Operating cash flow$7.2M+144.2%

Cash$138M+217.3%

Debtn/a

Shareholders’ equity$109M+5.5%

Shares, diluted2,576,681+0.4%

Return on equity6.5%

The recordfrom its filings

Filings in 202623

Newest filingNov 12 · 10-Q

Annual reportMar 18, 2026

Quarterly reportNov 12, 2026

Next report due10-K by Mar 31

Insider sales, 12 months$100,000

Insider buys, 12 months$0.00

Patents grantedn/a

Filer categoryNon-accelerated filer<br>Smaller reporting company

Trailing twelve months to Sep 2026Revenue $58.1MNet income $8.7MCash from operations $9.2Mthe four newest filed quarters added

Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.

Revenue and net income by fiscal yearRevenueNet income

16171819202122232425

As filed, in USD. Nothing here is a forecast.

News

Nov 12, 2026 · SEC EDGAR · Form 10-Q

Quarterly report

Open the filing on sec.gov

Oct 27, 2026 · SEC EDGAR · Form 8-K

Results released

Open the filing on sec.gov

Sep 30, 2026 · SEC EDGAR · Form 4

Insider trade report

Open the filing on sec.gov

Aug 25, 2026 · SEC EDGAR · Form 4

Insider trade report

Open the filing on sec.gov

Aug 14, 2026 · SEC EDGAR · Form SCHEDULE 13G/A

Large holder update, amended

Open the filing on sec.gov

Aug 10, 2026 · SEC EDGAR · Form 10-Q

Quarterly report

Open the filing on sec.gov

Jul 29, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

Jun 30, 2026 · SEC EDGAR · Form 4

Insider trade report

Open the filing on sec.gov

Jun 11, 2026 · SEC EDGAR · Form 4

Insider trade report

Open the filing on sec.gov

May 28, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

An outside story is shown by its headline, its source and its link only. The SI reads the page when you ask it to break one down.

SI brieffrom the record

Core business

Sound Financial Bancorp, Inc. is classed by the SEC under Savings Institution, Federally Chartered (industry code 6035), based in Seattle, WA.

Newest on the record

Quarterly report on Nov 12. Before it, current report on Oct 27.

What is due next

The 10-K for the period to Dec 31, 2026, due by Mar 31, 2027.

About SFBC

Sound Financial Bancorp, Inc. is classed by the SEC under Savings Institution, Federally Chartered (industry code 6035), based in Seattle, WA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $58 million and a profit of $7.2 million (its filed statements).

IndustrySavings Institution, Federally Chartered

HeadquartersSeattle, WA

Business modelLending business

ExchangeNasdaq

Filing since2012

Fiscal year endsDec 31

SEC number (CIK)1541119

Peers on fileMGYR, PROV, FCAP, BVFL

Who runs it

Financial performance

In fiscal 2025 Sound Financial Bancorp’s revenue was $57.56 million, up 0.3% from $57.37 million the year before. Net income was $7.16 million, up 54.3%.

Annual report, filed Mar 18, 2026.

Financial statements

The grade

Sound Financial Bancorp grades 4.8 of 10 against its own industry, the 34 companies in Savings Institution, Federally Chartered. All nine metrics are read as filed.

◀ Past5.3

● Present4.5

▶ Future4.2

How the grade is made

Forecast

Every forecast is registered before the outcome, with the rule that settles it. A miss stays on the page.

Company forecasts

SI Assistanton SFBC · research, not advice