Company Analysis

ServisFirst Bancshares Inc. (SFBS)

NYSE: SFBS · State Commercial Banks · Birmingham, AL · filing with the SEC since 2008
Grade5.2
◀ Past 3.4● Present 7.1▶ Future 5.6
1 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 27, 2026Mar 3, 2025Mar 1, 2024Feb 28, 2023Feb 25, 2022Feb 26, 2021Feb 25, 2020Feb 28, 2019Feb 28, 2018Feb 28, 2017
For lenders
Interest and dividend income990,427946,121813,246559,315416,305389,022390,803326,627262,756212,902
Interest expense on deposits and borrowings455,218499,462402,30988,423······
Net interest income535,209446,659410,937470,892384,503338,037287,645262,679227,423187,097
Provision for credit losses35,31121,58718,71537,60731,51742,43422,63821,40223,22513,398
Net interest income after provision499,898425,072392,222433,285352,986295,603265,007241,277204,198173,699
Noninterest income27,22235,05630,41733,35933,45230,11623,98219,44017,361r17,007r
Noninterest expense184,990181,146178,051157,816133,089111,511102,12891,87584,209r79,888r
Interest expense··402,30988,42331,80250,985103,15863,94835,33325,805
Income before income taxes342,130278,982244,588308,828253,349214,208186,861168,842137,350110,818
Income tax expense65,52751,74037,73557,32445,61544,63937,61831,90244,25829,339
Net income including non-controlling interests··206,853251,504207,734169,569149,243136,940·81,479
Net income276,603227,242206,853251,504207,734169,569149,243136,94093,09281,479
Preferred dividends62626262626363636247
Net income to common shareholders276,541227,180206,791251,442207,672169,506149,180136,87793,03081,432
Earnings per share, basic5.064.173.804.633.833.152.792.571.761.55
Earnings per share, diluted5.064.163.794.613.823.132.762.531.721.52
Earnings per share, basic and diluted·········1.52
Weighted average shares, basic54,609,23754,528,30254,411,17154,300,36654,160,99053,844,48253,530,76653,172,69552,887,35952,450,896
Weighted average shares, diluted54,666,27454,624,23454,535,31554,534,77454,434,57354,219,03754,103,07454,169,87954,123,95753,608,372r
Weighted average shares, basic and diluted·········53,608,372
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 2-for-1 split of Jul 2026.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted
SI Assistanton SFBS · research, not advice